▼ 0.50% · 3.625%
HK$4,483
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$142/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,054
+HK$290/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$136/mo
Today · 4.125%
HK$5,257
baseline
▲ 0.50% · 4.625%
HK$5,534
+HK$277/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$10,514/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,931
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,085
−HK$155/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,559
+HK$319/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$149/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$305/mo
Deposit HK$885K · loan HK$1.08M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,547
−HK$170/mo
Today · 4.125%
HK$5,717
baseline
▲ 0.50% · 4.625%
HK$6,065
+HK$348/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,434/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,985
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,145
−HK$163/mo
Today · 4.125%
HK$6,308
baseline
▲ 0.50% · 4.625%
HK$6,640
+HK$332/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,616/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,828
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,009
−HK$184/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,570
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,483
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,657
−HK$177/mo
Today · 4.125%
HK$6,834
baseline
▲ 0.50% · 4.625%
HK$7,194
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,668/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,276
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,471
−HK$199/mo
Today · 4.125%
HK$6,670
baseline
▲ 0.50% · 4.625%
HK$7,075
+HK$405/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$13,340/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,982
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,169
−HK$190/mo
Today · 4.125%
HK$7,359
baseline
▲ 0.50% · 4.625%
HK$7,747
+HK$388/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$14,718/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,724
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,934
−HK$212/mo
Today · 4.125%
HK$7,146
baseline
▲ 0.50% · 4.625%
HK$7,581
+HK$435/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,292/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,481
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,681
−HK$204/mo
Today · 4.125%
HK$7,885
baseline
▲ 0.50% · 4.625%
HK$8,301
+HK$416/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,770/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,173
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,396
−HK$226/mo
Today · 4.125%
HK$7,622
baseline
▲ 0.50% · 4.625%
HK$8,086
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,244/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,979
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,193
−HK$218/mo
Today · 4.125%
HK$8,411
baseline
▲ 0.50% · 4.625%
HK$8,854
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,822/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,621
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,858
−HK$241/mo
Today · 4.125%
HK$8,099
baseline
▲ 0.50% · 4.625%
HK$8,592
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,198/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,478
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,706
−HK$230/mo
Today · 4.125%
HK$8,936
baseline
▲ 0.50% · 4.625%
HK$9,407
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,872/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,069
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,320
−HK$255/mo
Today · 4.125%
HK$8,575
baseline
▲ 0.50% · 4.625%
HK$9,097
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,150/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,977
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,218
−HK$244/mo
Today · 4.125%
HK$9,462
baseline
▲ 0.50% · 4.625%
HK$9,961
+HK$499/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,924/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).