▼ 0.50% · 3.625%
HK$2,665
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,748
−HK$85/mo
Today · 4.125%
HK$2,833
baseline
▲ 0.50% · 4.625%
HK$3,005
+HK$172/mo
Deposit HK$584K · loan HK$584K · min. income ≈ HK$5,666/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,965
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,045
−HK$80/mo
Today · 4.125%
HK$3,125
baseline
▲ 0.50% · 4.625%
HK$3,290
+HK$165/mo
Deposit HK$584K · loan HK$584K · min. income ≈ HK$6,250/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,932
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,023
−HK$93/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,305
+HK$189/mo
Deposit HK$526K · loan HK$643K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$89/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,619
+HK$181/mo
Deposit HK$526K · loan HK$643K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$526K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,198
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,298
−HK$101/mo
Today · 4.125%
HK$3,399
baseline
▲ 0.50% · 4.625%
HK$3,606
+HK$207/mo
Deposit HK$468K · loan HK$701K · min. income ≈ HK$6,798/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,558
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,654
−HK$96/mo
Today · 4.125%
HK$3,750
baseline
▲ 0.50% · 4.625%
HK$3,948
+HK$198/mo
Deposit HK$468K · loan HK$701K · min. income ≈ HK$7,500/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,573
−HK$109/mo
Today · 4.125%
HK$3,682
baseline
▲ 0.50% · 4.625%
HK$3,906
+HK$224/mo
Deposit HK$409K · loan HK$760K · min. income ≈ HK$7,364/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,958
−HK$105/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$214/mo
Deposit HK$409K · loan HK$760K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,732
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,848
−HK$118/mo
Today · 4.125%
HK$3,966
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$241/mo
Deposit HK$351K · loan HK$818K · min. income ≈ HK$7,932/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,151
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,263
−HK$113/mo
Today · 4.125%
HK$4,376
baseline
▲ 0.50% · 4.625%
HK$4,606
+HK$230/mo
Deposit HK$351K · loan HK$818K · min. income ≈ HK$8,752/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,998
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,122
−HK$127/mo
Today · 4.125%
HK$4,249
baseline
▲ 0.50% · 4.625%
HK$4,507
+HK$258/mo
Deposit HK$292K · loan HK$877K · min. income ≈ HK$8,498/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,448
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,567
−HK$121/mo
Today · 4.125%
HK$4,688
baseline
▲ 0.50% · 4.625%
HK$4,935
+HK$247/mo
Deposit HK$292K · loan HK$877K · min. income ≈ HK$9,376/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$135/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$276/mo
Deposit HK$234K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$129/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$263/mo
Deposit HK$234K · loan HK$935K · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$143/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$293/mo
Deposit HK$175K · loan HK$994K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$137/mo
Today · 4.125%
HK$5,313
baseline
▲ 0.50% · 4.625%
HK$5,593
+HK$280/mo
Deposit HK$175K · loan HK$994K · min. income ≈ HK$10,626/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$152/mo
Today · 4.125%
HK$5,099
baseline
▲ 0.50% · 4.625%
HK$5,409
+HK$310/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$10,198/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,337
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,481
−HK$145/mo
Today · 4.125%
HK$5,626
baseline
▲ 0.50% · 4.625%
HK$5,922
+HK$296/mo
Deposit HK$117K · loan HK$1.05M · min. income ≈ HK$11,252/mo (50% DSR)
Upfront cash ≈ HK$117K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).