▼ 0.50% · 3.625%
HK$2,605
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,686
−HK$82/mo
Today · 4.125%
HK$2,768
baseline
▲ 0.50% · 4.625%
HK$2,936
+HK$168/mo
Deposit HK$571K · loan HK$571K · min. income ≈ HK$5,536/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,898
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,975
−HK$79/mo
Today · 4.125%
HK$3,054
baseline
▲ 0.50% · 4.625%
HK$3,215
+HK$161/mo
Deposit HK$571K · loan HK$571K · min. income ≈ HK$6,108/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,865
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$91/mo
Today · 4.125%
HK$3,045
baseline
▲ 0.50% · 4.625%
HK$3,230
+HK$185/mo
Deposit HK$514K · loan HK$628K · min. income ≈ HK$6,090/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,187
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,273
−HK$87/mo
Today · 4.125%
HK$3,360
baseline
▲ 0.50% · 4.625%
HK$3,537
+HK$177/mo
Deposit HK$514K · loan HK$628K · min. income ≈ HK$6,720/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,125
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,223
−HK$98/mo
Today · 4.125%
HK$3,321
baseline
▲ 0.50% · 4.625%
HK$3,524
+HK$203/mo
Deposit HK$457K · loan HK$685K · min. income ≈ HK$6,642/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,477
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,570
−HK$95/mo
Today · 4.125%
HK$3,665
baseline
▲ 0.50% · 4.625%
HK$3,858
+HK$193/mo
Deposit HK$457K · loan HK$685K · min. income ≈ HK$7,330/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,386
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,491
−HK$107/mo
Today · 4.125%
HK$3,598
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$219/mo
Deposit HK$400K · loan HK$742K · min. income ≈ HK$7,196/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,767
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,868
−HK$102/mo
Today · 4.125%
HK$3,970
baseline
▲ 0.50% · 4.625%
HK$4,180
+HK$210/mo
Deposit HK$400K · loan HK$742K · min. income ≈ HK$7,940/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$115/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$236/mo
Deposit HK$343K · loan HK$800K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$111/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$225/mo
Deposit HK$343K · loan HK$800K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,028
−HK$124/mo
Today · 4.125%
HK$4,152
baseline
▲ 0.50% · 4.625%
HK$4,404
+HK$252/mo
Deposit HK$286K · loan HK$857K · min. income ≈ HK$8,304/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,346
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,463
−HK$118/mo
Today · 4.125%
HK$4,581
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$242/mo
Deposit HK$286K · loan HK$857K · min. income ≈ HK$9,162/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$132/mo
Today · 4.125%
HK$4,429
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$269/mo
Deposit HK$228K · loan HK$914K · min. income ≈ HK$8,858/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$127/mo
Today · 4.125%
HK$4,887
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$257/mo
Deposit HK$228K · loan HK$914K · min. income ≈ HK$9,774/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,428
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,566
−HK$139/mo
Today · 4.125%
HK$4,705
baseline
▲ 0.50% · 4.625%
HK$4,992
+HK$287/mo
Deposit HK$171K · loan HK$971K · min. income ≈ HK$9,410/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,926
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,058
−HK$134/mo
Today · 4.125%
HK$5,192
baseline
▲ 0.50% · 4.625%
HK$5,466
+HK$274/mo
Deposit HK$171K · loan HK$971K · min. income ≈ HK$10,384/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,834
−HK$148/mo
Today · 4.125%
HK$4,982
baseline
▲ 0.50% · 4.625%
HK$5,285
+HK$303/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$9,964/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,216
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$141/mo
Today · 4.125%
HK$5,497
baseline
▲ 0.50% · 4.625%
HK$5,787
+HK$290/mo
Deposit HK$114K · loan HK$1.03M · min. income ≈ HK$10,994/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).