▼ 0.50% · 3.625%
HK$1,994
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,056
−HK$63/mo
Today · 4.125%
HK$2,119
baseline
▲ 0.50% · 4.625%
HK$2,248
+HK$129/mo
Deposit HK$437K · loan HK$437K · min. income ≈ HK$4,238/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,218
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,278
−HK$60/mo
Today · 4.125%
HK$2,338
baseline
▲ 0.50% · 4.625%
HK$2,461
+HK$123/mo
Deposit HK$437K · loan HK$437K · min. income ≈ HK$4,676/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,193
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,261
−HK$70/mo
Today · 4.125%
HK$2,331
baseline
▲ 0.50% · 4.625%
HK$2,473
+HK$142/mo
Deposit HK$393K · loan HK$481K · min. income ≈ HK$4,662/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,440
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,505
−HK$67/mo
Today · 4.125%
HK$2,572
baseline
▲ 0.50% · 4.625%
HK$2,707
+HK$135/mo
Deposit HK$393K · loan HK$481K · min. income ≈ HK$5,144/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,393
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,467
−HK$76/mo
Today · 4.125%
HK$2,543
baseline
▲ 0.50% · 4.625%
HK$2,697
+HK$154/mo
Deposit HK$350K · loan HK$525K · min. income ≈ HK$5,086/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,662
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,733
−HK$73/mo
Today · 4.125%
HK$2,806
baseline
▲ 0.50% · 4.625%
HK$2,953
+HK$147/mo
Deposit HK$350K · loan HK$525K · min. income ≈ HK$5,612/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,592
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,673
−HK$81/mo
Today · 4.125%
HK$2,754
baseline
▲ 0.50% · 4.625%
HK$2,922
+HK$168/mo
Deposit HK$306K · loan HK$568K · min. income ≈ HK$5,508/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,884
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,961
−HK$78/mo
Today · 4.125%
HK$3,039
baseline
▲ 0.50% · 4.625%
HK$3,200
+HK$161/mo
Deposit HK$306K · loan HK$568K · min. income ≈ HK$6,078/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,791
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,878
−HK$88/mo
Today · 4.125%
HK$2,966
baseline
▲ 0.50% · 4.625%
HK$3,147
+HK$181/mo
Deposit HK$262K · loan HK$612K · min. income ≈ HK$5,932/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,105
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$84/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$173/mo
Deposit HK$262K · loan HK$612K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,991
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$94/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,372
+HK$194/mo
Deposit HK$219K · loan HK$656K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,327
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,416
−HK$91/mo
Today · 4.125%
HK$3,507
baseline
▲ 0.50% · 4.625%
HK$3,692
+HK$185/mo
Deposit HK$219K · loan HK$656K · min. income ≈ HK$7,014/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,190
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$101/mo
Today · 4.125%
HK$3,390
baseline
▲ 0.50% · 4.625%
HK$3,596
+HK$206/mo
Deposit HK$175K · loan HK$700K · min. income ≈ HK$6,780/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,644
−HK$97/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,938
+HK$197/mo
Deposit HK$175K · loan HK$700K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,389
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,495
−HK$107/mo
Today · 4.125%
HK$3,602
baseline
▲ 0.50% · 4.625%
HK$3,821
+HK$219/mo
Deposit HK$131K · loan HK$743K · min. income ≈ HK$7,204/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,771
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,872
−HK$102/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,184
+HK$210/mo
Deposit HK$131K · loan HK$743K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,589
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,700
−HK$114/mo
Today · 4.125%
HK$3,814
baseline
▲ 0.50% · 4.625%
HK$4,046
+HK$232/mo
Deposit HK$87K · loan HK$787K · min. income ≈ HK$7,628/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,993
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$108/mo
Today · 4.125%
HK$4,208
baseline
▲ 0.50% · 4.625%
HK$4,430
+HK$222/mo
Deposit HK$87K · loan HK$787K · min. income ≈ HK$8,416/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).