▼ 0.50% · 3.625%
HK$2,120
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,186
−HK$67/mo
Today · 4.125%
HK$2,253
baseline
▲ 0.50% · 4.625%
HK$2,390
+HK$137/mo
Deposit HK$465K · loan HK$465K · min. income ≈ HK$4,506/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,358
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,422
−HK$64/mo
Today · 4.125%
HK$2,486
baseline
▲ 0.50% · 4.625%
HK$2,617
+HK$131/mo
Deposit HK$465K · loan HK$465K · min. income ≈ HK$4,972/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,332
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,404
−HK$74/mo
Today · 4.125%
HK$2,478
baseline
▲ 0.50% · 4.625%
HK$2,629
+HK$151/mo
Deposit HK$418K · loan HK$511K · min. income ≈ HK$4,956/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,594
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,664
−HK$70/mo
Today · 4.125%
HK$2,734
baseline
▲ 0.50% · 4.625%
HK$2,879
+HK$145/mo
Deposit HK$418K · loan HK$511K · min. income ≈ HK$5,468/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,544
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,623
−HK$80/mo
Today · 4.125%
HK$2,703
baseline
▲ 0.50% · 4.625%
HK$2,868
+HK$165/mo
Deposit HK$372K · loan HK$558K · min. income ≈ HK$5,406/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,830
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,906
−HK$77/mo
Today · 4.125%
HK$2,983
baseline
▲ 0.50% · 4.625%
HK$3,140
+HK$157/mo
Deposit HK$372K · loan HK$558K · min. income ≈ HK$5,966/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,756
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,842
−HK$87/mo
Today · 4.125%
HK$2,929
baseline
▲ 0.50% · 4.625%
HK$3,107
+HK$178/mo
Deposit HK$325K · loan HK$604K · min. income ≈ HK$5,858/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,148
−HK$84/mo
Today · 4.125%
HK$3,232
baseline
▲ 0.50% · 4.625%
HK$3,402
+HK$170/mo
Deposit HK$325K · loan HK$604K · min. income ≈ HK$6,464/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,968
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,060
−HK$94/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,346
+HK$192/mo
Deposit HK$279K · loan HK$651K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$90/mo
Today · 4.125%
HK$3,480
baseline
▲ 0.50% · 4.625%
HK$3,664
+HK$184/mo
Deposit HK$279K · loan HK$651K · min. income ≈ HK$6,960/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,180
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,279
−HK$100/mo
Today · 4.125%
HK$3,379
baseline
▲ 0.50% · 4.625%
HK$3,585
+HK$206/mo
Deposit HK$232K · loan HK$697K · min. income ≈ HK$6,758/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,538
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$97/mo
Today · 4.125%
HK$3,729
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$196/mo
Deposit HK$232K · loan HK$697K · min. income ≈ HK$7,458/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,392
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,497
−HK$108/mo
Today · 4.125%
HK$3,605
baseline
▲ 0.50% · 4.625%
HK$3,824
+HK$219/mo
Deposit HK$186K · loan HK$744K · min. income ≈ HK$7,210/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,773
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$102/mo
Today · 4.125%
HK$3,977
baseline
▲ 0.50% · 4.625%
HK$4,187
+HK$210/mo
Deposit HK$186K · loan HK$744K · min. income ≈ HK$7,954/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,604
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,716
−HK$114/mo
Today · 4.125%
HK$3,830
baseline
▲ 0.50% · 4.625%
HK$4,063
+HK$233/mo
Deposit HK$139K · loan HK$790K · min. income ≈ HK$7,660/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,117
−HK$109/mo
Today · 4.125%
HK$4,226
baseline
▲ 0.50% · 4.625%
HK$4,449
+HK$223/mo
Deposit HK$139K · loan HK$790K · min. income ≈ HK$8,452/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,816
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,935
−HK$120/mo
Today · 4.125%
HK$4,055
baseline
▲ 0.50% · 4.625%
HK$4,302
+HK$247/mo
Deposit HK$93K · loan HK$837K · min. income ≈ HK$8,110/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,359
−HK$115/mo
Today · 4.125%
HK$4,474
baseline
▲ 0.50% · 4.625%
HK$4,710
+HK$236/mo
Deposit HK$93K · loan HK$837K · min. income ≈ HK$8,948/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).