▼ 0.50% · 3.625%
HK$3,341
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,444
−HK$106/mo
Today · 4.125%
HK$3,550
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$216/mo
Deposit HK$732K · loan HK$732K · min. income ≈ HK$7,100/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,716
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$101/mo
Today · 4.125%
HK$3,917
baseline
▲ 0.50% · 4.625%
HK$4,124
+HK$207/mo
Deposit HK$732K · loan HK$732K · min. income ≈ HK$7,834/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,675
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,789
−HK$116/mo
Today · 4.125%
HK$3,905
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$238/mo
Deposit HK$659K · loan HK$806K · min. income ≈ HK$7,810/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,088
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,198
−HK$111/mo
Today · 4.125%
HK$4,309
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$227/mo
Deposit HK$659K · loan HK$806K · min. income ≈ HK$8,618/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,133
−HK$127/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,519
+HK$259/mo
Deposit HK$586K · loan HK$879K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$122/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,948
+HK$247/mo
Deposit HK$586K · loan HK$879K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,343
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$137/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$281/mo
Deposit HK$513K · loan HK$952K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$131/mo
Today · 4.125%
HK$5,092
baseline
▲ 0.50% · 4.625%
HK$5,361
+HK$269/mo
Deposit HK$513K · loan HK$952K · min. income ≈ HK$10,184/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,677
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,822
−HK$148/mo
Today · 4.125%
HK$4,970
baseline
▲ 0.50% · 4.625%
HK$5,272
+HK$302/mo
Deposit HK$439K · loan HK$1.03M · min. income ≈ HK$9,940/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,203
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,342
−HK$142/mo
Today · 4.125%
HK$5,484
baseline
▲ 0.50% · 4.625%
HK$5,773
+HK$289/mo
Deposit HK$439K · loan HK$1.03M · min. income ≈ HK$10,968/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,011
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,167
−HK$158/mo
Today · 4.125%
HK$5,325
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$324/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$10,650/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,574
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$152/mo
Today · 4.125%
HK$5,876
baseline
▲ 0.50% · 4.625%
HK$6,185
+HK$309/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$11,752/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,345
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,511
−HK$169/mo
Today · 4.125%
HK$5,680
baseline
▲ 0.50% · 4.625%
HK$6,026
+HK$346/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$11,360/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,946
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,106
−HK$161/mo
Today · 4.125%
HK$6,267
baseline
▲ 0.50% · 4.625%
HK$6,598
+HK$331/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$12,534/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,679
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,856
−HK$179/mo
Today · 4.125%
HK$6,035
baseline
▲ 0.50% · 4.625%
HK$6,402
+HK$367/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,070/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,318
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,487
−HK$172/mo
Today · 4.125%
HK$6,659
baseline
▲ 0.50% · 4.625%
HK$7,010
+HK$351/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,318/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$389/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$182/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$371/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).