▼ 0.50% · 3.625%
HK$1,928
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,988
−HK$61/mo
Today · 4.125%
HK$2,049
baseline
▲ 0.50% · 4.625%
HK$2,174
+HK$125/mo
Deposit HK$423K · loan HK$423K · min. income ≈ HK$4,098/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,145
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,203
−HK$58/mo
Today · 4.125%
HK$2,261
baseline
▲ 0.50% · 4.625%
HK$2,381
+HK$120/mo
Deposit HK$423K · loan HK$423K · min. income ≈ HK$4,522/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,121
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,187
−HK$67/mo
Today · 4.125%
HK$2,254
baseline
▲ 0.50% · 4.625%
HK$2,392
+HK$138/mo
Deposit HK$381K · loan HK$465K · min. income ≈ HK$4,508/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,360
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,423
−HK$64/mo
Today · 4.125%
HK$2,487
baseline
▲ 0.50% · 4.625%
HK$2,619
+HK$132/mo
Deposit HK$381K · loan HK$465K · min. income ≈ HK$4,974/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,314
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,386
−HK$73/mo
Today · 4.125%
HK$2,459
baseline
▲ 0.50% · 4.625%
HK$2,609
+HK$150/mo
Deposit HK$338K · loan HK$507K · min. income ≈ HK$4,918/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,574
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,644
−HK$70/mo
Today · 4.125%
HK$2,714
baseline
▲ 0.50% · 4.625%
HK$2,857
+HK$143/mo
Deposit HK$338K · loan HK$507K · min. income ≈ HK$5,428/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,507
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,585
−HK$79/mo
Today · 4.125%
HK$2,664
baseline
▲ 0.50% · 4.625%
HK$2,826
+HK$162/mo
Deposit HK$296K · loan HK$550K · min. income ≈ HK$5,328/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,789
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,864
−HK$76/mo
Today · 4.125%
HK$2,940
baseline
▲ 0.50% · 4.625%
HK$3,095
+HK$155/mo
Deposit HK$296K · loan HK$550K · min. income ≈ HK$5,880/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,700
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,784
−HK$85/mo
Today · 4.125%
HK$2,869
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$175/mo
Deposit HK$254K · loan HK$592K · min. income ≈ HK$5,738/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,004
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$82/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,333
+HK$167/mo
Deposit HK$254K · loan HK$592K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,893
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,983
−HK$91/mo
Today · 4.125%
HK$3,074
baseline
▲ 0.50% · 4.625%
HK$3,261
+HK$187/mo
Deposit HK$211K · loan HK$634K · min. income ≈ HK$6,148/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,218
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,304
−HK$88/mo
Today · 4.125%
HK$3,392
baseline
▲ 0.50% · 4.625%
HK$3,571
+HK$179/mo
Deposit HK$211K · loan HK$634K · min. income ≈ HK$6,784/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,086
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,182
−HK$97/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,479
+HK$200/mo
Deposit HK$169K · loan HK$677K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,433
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,525
−HK$93/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,809
+HK$191/mo
Deposit HK$169K · loan HK$677K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,278
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$104/mo
Today · 4.125%
HK$3,484
baseline
▲ 0.50% · 4.625%
HK$3,696
+HK$212/mo
Deposit HK$127K · loan HK$719K · min. income ≈ HK$6,968/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,647
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,745
−HK$99/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,047
+HK$203/mo
Deposit HK$127K · loan HK$719K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,471
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,579
−HK$110/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,913
+HK$224/mo
Deposit HK$85K · loan HK$761K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$105/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$215/mo
Deposit HK$85K · loan HK$761K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$85K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).