▼ 0.50% · 3.625%
HK$1,880
−HK$118/mo
▼ 0.25% · 3.875%
HK$1,939
−HK$59/mo
Today · 4.125%
HK$1,998
baseline
▲ 0.50% · 4.625%
HK$2,120
+HK$122/mo
Deposit HK$412K · loan HK$412K · min. income ≈ HK$3,996/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,092
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,148
−HK$57/mo
Today · 4.125%
HK$2,205
baseline
▲ 0.50% · 4.625%
HK$2,321
+HK$116/mo
Deposit HK$412K · loan HK$412K · min. income ≈ HK$4,410/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,068
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,133
−HK$65/mo
Today · 4.125%
HK$2,198
baseline
▲ 0.50% · 4.625%
HK$2,332
+HK$134/mo
Deposit HK$371K · loan HK$454K · min. income ≈ HK$4,396/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,301
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,363
−HK$62/mo
Today · 4.125%
HK$2,425
baseline
▲ 0.50% · 4.625%
HK$2,553
+HK$128/mo
Deposit HK$371K · loan HK$454K · min. income ≈ HK$4,850/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,256
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,326
−HK$72/mo
Today · 4.125%
HK$2,398
baseline
▲ 0.50% · 4.625%
HK$2,544
+HK$146/mo
Deposit HK$330K · loan HK$495K · min. income ≈ HK$4,796/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,510
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,577
−HK$69/mo
Today · 4.125%
HK$2,646
baseline
▲ 0.50% · 4.625%
HK$2,785
+HK$139/mo
Deposit HK$330K · loan HK$495K · min. income ≈ HK$5,292/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,444
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,520
−HK$78/mo
Today · 4.125%
HK$2,598
baseline
▲ 0.50% · 4.625%
HK$2,756
+HK$158/mo
Deposit HK$289K · loan HK$536K · min. income ≈ HK$5,196/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,719
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,792
−HK$74/mo
Today · 4.125%
HK$2,866
baseline
▲ 0.50% · 4.625%
HK$3,017
+HK$151/mo
Deposit HK$289K · loan HK$536K · min. income ≈ HK$5,732/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,632
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,714
−HK$83/mo
Today · 4.125%
HK$2,797
baseline
▲ 0.50% · 4.625%
HK$2,968
+HK$171/mo
Deposit HK$247K · loan HK$577K · min. income ≈ HK$5,594/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,928
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,007
−HK$80/mo
Today · 4.125%
HK$3,087
baseline
▲ 0.50% · 4.625%
HK$3,249
+HK$162/mo
Deposit HK$247K · loan HK$577K · min. income ≈ HK$6,174/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,820
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,908
−HK$89/mo
Today · 4.125%
HK$2,997
baseline
▲ 0.50% · 4.625%
HK$3,180
+HK$183/mo
Deposit HK$206K · loan HK$618K · min. income ≈ HK$5,994/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,138
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,222
−HK$85/mo
Today · 4.125%
HK$3,307
baseline
▲ 0.50% · 4.625%
HK$3,481
+HK$174/mo
Deposit HK$206K · loan HK$618K · min. income ≈ HK$6,614/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,008
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,102
−HK$95/mo
Today · 4.125%
HK$3,197
baseline
▲ 0.50% · 4.625%
HK$3,392
+HK$195/mo
Deposit HK$165K · loan HK$660K · min. income ≈ HK$6,394/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,347
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,437
−HK$91/mo
Today · 4.125%
HK$3,528
baseline
▲ 0.50% · 4.625%
HK$3,714
+HK$186/mo
Deposit HK$165K · loan HK$660K · min. income ≈ HK$7,056/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,196
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$101/mo
Today · 4.125%
HK$3,397
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$207/mo
Deposit HK$124K · loan HK$701K · min. income ≈ HK$6,794/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$97/mo
Today · 4.125%
HK$3,748
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$198/mo
Deposit HK$124K · loan HK$701K · min. income ≈ HK$7,496/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,384
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,490
−HK$107/mo
Today · 4.125%
HK$3,597
baseline
▲ 0.50% · 4.625%
HK$3,816
+HK$219/mo
Deposit HK$82K · loan HK$742K · min. income ≈ HK$7,194/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$103/mo
Today · 4.125%
HK$3,969
baseline
▲ 0.50% · 4.625%
HK$4,178
+HK$209/mo
Deposit HK$82K · loan HK$742K · min. income ≈ HK$7,938/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).