▼ 0.50% · 3.625%
HK$2,272
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,343
−HK$72/mo
Today · 4.125%
HK$2,415
baseline
▲ 0.50% · 4.625%
HK$2,561
+HK$146/mo
Deposit HK$498K · loan HK$498K · min. income ≈ HK$4,830/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,528
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,595
−HK$69/mo
Today · 4.125%
HK$2,664
baseline
▲ 0.50% · 4.625%
HK$2,805
+HK$141/mo
Deposit HK$498K · loan HK$498K · min. income ≈ HK$5,328/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,499
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,577
−HK$79/mo
Today · 4.125%
HK$2,656
baseline
▲ 0.50% · 4.625%
HK$2,818
+HK$162/mo
Deposit HK$448K · loan HK$548K · min. income ≈ HK$5,312/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,780
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$76/mo
Today · 4.125%
HK$2,931
baseline
▲ 0.50% · 4.625%
HK$3,085
+HK$154/mo
Deposit HK$448K · loan HK$548K · min. income ≈ HK$5,862/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,726
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,811
−HK$86/mo
Today · 4.125%
HK$2,897
baseline
▲ 0.50% · 4.625%
HK$3,074
+HK$177/mo
Deposit HK$399K · loan HK$598K · min. income ≈ HK$5,794/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,033
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,114
−HK$83/mo
Today · 4.125%
HK$3,197
baseline
▲ 0.50% · 4.625%
HK$3,366
+HK$169/mo
Deposit HK$399K · loan HK$598K · min. income ≈ HK$6,394/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,954
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$93/mo
Today · 4.125%
HK$3,139
baseline
▲ 0.50% · 4.625%
HK$3,330
+HK$191/mo
Deposit HK$349K · loan HK$648K · min. income ≈ HK$6,278/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,286
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,374
−HK$89/mo
Today · 4.125%
HK$3,463
baseline
▲ 0.50% · 4.625%
HK$3,646
+HK$183/mo
Deposit HK$349K · loan HK$648K · min. income ≈ HK$6,926/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,181
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,280
−HK$100/mo
Today · 4.125%
HK$3,380
baseline
▲ 0.50% · 4.625%
HK$3,586
+HK$206/mo
Deposit HK$299K · loan HK$697K · min. income ≈ HK$6,760/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,539
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,634
−HK$96/mo
Today · 4.125%
HK$3,730
baseline
▲ 0.50% · 4.625%
HK$3,926
+HK$196/mo
Deposit HK$299K · loan HK$697K · min. income ≈ HK$7,460/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,408
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$108/mo
Today · 4.125%
HK$3,622
baseline
▲ 0.50% · 4.625%
HK$3,842
+HK$220/mo
Deposit HK$249K · loan HK$747K · min. income ≈ HK$7,244/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,791
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$103/mo
Today · 4.125%
HK$3,996
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$211/mo
Deposit HK$249K · loan HK$747K · min. income ≈ HK$7,992/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,635
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,748
−HK$115/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,098
+HK$235/mo
Deposit HK$199K · loan HK$797K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,044
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$110/mo
Today · 4.125%
HK$4,263
baseline
▲ 0.50% · 4.625%
HK$4,487
+HK$224/mo
Deposit HK$199K · loan HK$797K · min. income ≈ HK$8,526/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,983
−HK$122/mo
Today · 4.125%
HK$4,105
baseline
▲ 0.50% · 4.625%
HK$4,354
+HK$249/mo
Deposit HK$149K · loan HK$847K · min. income ≈ HK$8,210/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,297
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,412
−HK$117/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,768
+HK$239/mo
Deposit HK$149K · loan HK$847K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,090
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$129/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,611
+HK$265/mo
Deposit HK$100K · loan HK$897K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$124/mo
Today · 4.125%
HK$4,796
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$252/mo
Deposit HK$100K · loan HK$897K · min. income ≈ HK$9,592/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).