▼ 0.50% · 3.625%
HK$2,363
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,437
−HK$74/mo
Today · 4.125%
HK$2,511
baseline
▲ 0.50% · 4.625%
HK$2,664
+HK$153/mo
Deposit HK$518K · loan HK$518K · min. income ≈ HK$5,022/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,629
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,700
−HK$71/mo
Today · 4.125%
HK$2,771
baseline
▲ 0.50% · 4.625%
HK$2,917
+HK$146/mo
Deposit HK$518K · loan HK$518K · min. income ≈ HK$5,542/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,600
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,680
−HK$83/mo
Today · 4.125%
HK$2,763
baseline
▲ 0.50% · 4.625%
HK$2,931
+HK$168/mo
Deposit HK$466K · loan HK$570K · min. income ≈ HK$5,526/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,892
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,970
−HK$78/mo
Today · 4.125%
HK$3,048
baseline
▲ 0.50% · 4.625%
HK$3,209
+HK$161/mo
Deposit HK$466K · loan HK$570K · min. income ≈ HK$6,096/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,836
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,924
−HK$90/mo
Today · 4.125%
HK$3,014
baseline
▲ 0.50% · 4.625%
HK$3,197
+HK$183/mo
Deposit HK$415K · loan HK$622K · min. income ≈ HK$6,028/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,155
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,240
−HK$85/mo
Today · 4.125%
HK$3,325
baseline
▲ 0.50% · 4.625%
HK$3,501
+HK$176/mo
Deposit HK$415K · loan HK$622K · min. income ≈ HK$6,650/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,072
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,168
−HK$97/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,464
+HK$199/mo
Deposit HK$363K · loan HK$674K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$93/mo
Today · 4.125%
HK$3,602
baseline
▲ 0.50% · 4.625%
HK$3,792
+HK$190/mo
Deposit HK$363K · loan HK$674K · min. income ≈ HK$7,204/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,309
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,411
−HK$105/mo
Today · 4.125%
HK$3,516
baseline
▲ 0.50% · 4.625%
HK$3,730
+HK$214/mo
Deposit HK$311K · loan HK$725K · min. income ≈ HK$7,032/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,779
−HK$101/mo
Today · 4.125%
HK$3,880
baseline
▲ 0.50% · 4.625%
HK$4,084
+HK$204/mo
Deposit HK$311K · loan HK$725K · min. income ≈ HK$7,760/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,545
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,655
−HK$112/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,996
+HK$229/mo
Deposit HK$259K · loan HK$777K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$108/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,376
+HK$219/mo
Deposit HK$259K · loan HK$777K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$119/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$245/mo
Deposit HK$207K · loan HK$829K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$115/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$234/mo
Deposit HK$207K · loan HK$829K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,018
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$127/mo
Today · 4.125%
HK$4,269
baseline
▲ 0.50% · 4.625%
HK$4,529
+HK$260/mo
Deposit HK$155K · loan HK$881K · min. income ≈ HK$8,538/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,589
−HK$122/mo
Today · 4.125%
HK$4,711
baseline
▲ 0.50% · 4.625%
HK$4,959
+HK$248/mo
Deposit HK$155K · loan HK$881K · min. income ≈ HK$9,422/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$135/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$275/mo
Deposit HK$104K · loan HK$933K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$129/mo
Today · 4.125%
HK$4,988
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$263/mo
Deposit HK$104K · loan HK$933K · min. income ≈ HK$9,976/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).