▼ 0.50% · 3.625%
HK$2,389
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,464
−HK$75/mo
Today · 4.125%
HK$2,539
baseline
▲ 0.50% · 4.625%
HK$2,694
+HK$155/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,078/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,658
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,729
−HK$73/mo
Today · 4.125%
HK$2,802
baseline
▲ 0.50% · 4.625%
HK$2,949
+HK$147/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,604/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,628
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,710
−HK$83/mo
Today · 4.125%
HK$2,793
baseline
▲ 0.50% · 4.625%
HK$2,963
+HK$170/mo
Deposit HK$472K · loan HK$576K · min. income ≈ HK$5,586/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,924
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,002
−HK$80/mo
Today · 4.125%
HK$3,082
baseline
▲ 0.50% · 4.625%
HK$3,244
+HK$162/mo
Deposit HK$472K · loan HK$576K · min. income ≈ HK$6,164/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,867
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,956
−HK$91/mo
Today · 4.125%
HK$3,047
baseline
▲ 0.50% · 4.625%
HK$3,232
+HK$185/mo
Deposit HK$419K · loan HK$629K · min. income ≈ HK$6,094/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,190
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,275
−HK$87/mo
Today · 4.125%
HK$3,362
baseline
▲ 0.50% · 4.625%
HK$3,539
+HK$177/mo
Deposit HK$419K · loan HK$629K · min. income ≈ HK$6,724/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,106
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$98/mo
Today · 4.125%
HK$3,301
baseline
▲ 0.50% · 4.625%
HK$3,502
+HK$201/mo
Deposit HK$367K · loan HK$681K · min. income ≈ HK$6,602/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,455
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,548
−HK$94/mo
Today · 4.125%
HK$3,642
baseline
▲ 0.50% · 4.625%
HK$3,834
+HK$192/mo
Deposit HK$367K · loan HK$681K · min. income ≈ HK$7,284/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,345
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,449
−HK$106/mo
Today · 4.125%
HK$3,555
baseline
▲ 0.50% · 4.625%
HK$3,771
+HK$216/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,110/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,821
−HK$101/mo
Today · 4.125%
HK$3,922
baseline
▲ 0.50% · 4.625%
HK$4,129
+HK$207/mo
Deposit HK$314K · loan HK$733K · min. income ≈ HK$7,844/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,584
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,695
−HK$114/mo
Today · 4.125%
HK$3,809
baseline
▲ 0.50% · 4.625%
HK$4,040
+HK$231/mo
Deposit HK$262K · loan HK$786K · min. income ≈ HK$7,618/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,987
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,094
−HK$109/mo
Today · 4.125%
HK$4,203
baseline
▲ 0.50% · 4.625%
HK$4,424
+HK$221/mo
Deposit HK$262K · loan HK$786K · min. income ≈ HK$8,406/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$121/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$247/mo
Deposit HK$210K · loan HK$838K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,367
−HK$116/mo
Today · 4.125%
HK$4,483
baseline
▲ 0.50% · 4.625%
HK$4,719
+HK$236/mo
Deposit HK$210K · loan HK$838K · min. income ≈ HK$8,966/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,062
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$129/mo
Today · 4.125%
HK$4,317
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$262/mo
Deposit HK$157K · loan HK$891K · min. income ≈ HK$8,634/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$123/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$251/mo
Deposit HK$157K · loan HK$891K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,301
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,435
−HK$135/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,849
+HK$279/mo
Deposit HK$105K · loan HK$943K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,785
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,913
−HK$130/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,309
+HK$266/mo
Deposit HK$105K · loan HK$943K · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).