▼ 0.50% · 3.625%
HK$4,336
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,471
−HK$137/mo
Today · 4.125%
HK$4,608
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$281/mo
Deposit HK$951K · loan HK$951K · min. income ≈ HK$9,216/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,824
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$131/mo
Today · 4.125%
HK$5,085
baseline
▲ 0.50% · 4.625%
HK$5,353
+HK$268/mo
Deposit HK$951K · loan HK$951K · min. income ≈ HK$10,170/mo (50% DSR)
Upfront cash ≈ HK$951K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,770
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,918
−HK$151/mo
Today · 4.125%
HK$5,069
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$309/mo
Deposit HK$856K · loan HK$1.05M · min. income ≈ HK$10,138/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,449
−HK$144/mo
Today · 4.125%
HK$5,593
baseline
▲ 0.50% · 4.625%
HK$5,888
+HK$295/mo
Deposit HK$856K · loan HK$1.05M · min. income ≈ HK$11,186/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,204
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,366
−HK$164/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,866
+HK$336/mo
Deposit HK$761K · loan HK$1.14M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,789
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,944
−HK$158/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,423
+HK$321/mo
Deposit HK$761K · loan HK$1.14M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,637
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,813
−HK$178/mo
Today · 4.125%
HK$5,991
baseline
▲ 0.50% · 4.625%
HK$6,355
+HK$364/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$11,982/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,271
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,440
−HK$170/mo
Today · 4.125%
HK$6,610
baseline
▲ 0.50% · 4.625%
HK$6,959
+HK$349/mo
Deposit HK$666K · loan HK$1.24M · min. income ≈ HK$13,220/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,071
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,260
−HK$192/mo
Today · 4.125%
HK$6,452
baseline
▲ 0.50% · 4.625%
HK$6,844
+HK$392/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$12,904/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,754
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,935
−HK$184/mo
Today · 4.125%
HK$7,119
baseline
▲ 0.50% · 4.625%
HK$7,494
+HK$375/mo
Deposit HK$571K · loan HK$1.33M · min. income ≈ HK$14,238/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,505
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,707
−HK$205/mo
Today · 4.125%
HK$6,912
baseline
▲ 0.50% · 4.625%
HK$7,333
+HK$421/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$13,824/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,236
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,430
−HK$197/mo
Today · 4.125%
HK$7,627
baseline
▲ 0.50% · 4.625%
HK$8,029
+HK$402/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$15,254/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,938
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,154
−HK$219/mo
Today · 4.125%
HK$7,373
baseline
▲ 0.50% · 4.625%
HK$7,822
+HK$449/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,746/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,719
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,926
−HK$210/mo
Today · 4.125%
HK$8,136
baseline
▲ 0.50% · 4.625%
HK$8,565
+HK$429/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,272/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,372
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,601
−HK$233/mo
Today · 4.125%
HK$7,834
baseline
▲ 0.50% · 4.625%
HK$8,311
+HK$477/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$15,668/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,201
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,421
−HK$223/mo
Today · 4.125%
HK$8,644
baseline
▲ 0.50% · 4.625%
HK$9,100
+HK$456/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$17,288/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,805
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,048
−HK$247/mo
Today · 4.125%
HK$8,295
baseline
▲ 0.50% · 4.625%
HK$8,800
+HK$505/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,590/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,684
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,916
−HK$237/mo
Today · 4.125%
HK$9,153
baseline
▲ 0.50% · 4.625%
HK$9,635
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,306/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).