▼ 0.50% · 3.625%
HK$4,775
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$151/mo
Today · 4.125%
HK$5,074
baseline
▲ 0.50% · 4.625%
HK$5,383
+HK$309/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,148/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,312
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,454
−HK$145/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,894
+HK$295/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,252
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,416
−HK$165/mo
Today · 4.125%
HK$5,581
baseline
▲ 0.50% · 4.625%
HK$5,921
+HK$340/mo
Deposit HK$942K · loan HK$1.15M · min. income ≈ HK$11,162/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,000
−HK$159/mo
Today · 4.125%
HK$6,159
baseline
▲ 0.50% · 4.625%
HK$6,483
+HK$324/mo
Deposit HK$942K · loan HK$1.15M · min. income ≈ HK$12,318/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,730
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,908
−HK$181/mo
Today · 4.125%
HK$6,089
baseline
▲ 0.50% · 4.625%
HK$6,459
+HK$370/mo
Deposit HK$838K · loan HK$1.26M · min. income ≈ HK$12,178/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,374
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,545
−HK$174/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$354/mo
Deposit HK$838K · loan HK$1.26M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,207
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,400
−HK$196/mo
Today · 4.125%
HK$6,596
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$402/mo
Deposit HK$733K · loan HK$1.36M · min. income ≈ HK$13,192/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,905
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,091
−HK$187/mo
Today · 4.125%
HK$7,278
baseline
▲ 0.50% · 4.625%
HK$7,662
+HK$384/mo
Deposit HK$733K · loan HK$1.36M · min. income ≈ HK$14,556/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,892
−HK$212/mo
Today · 4.125%
HK$7,104
baseline
▲ 0.50% · 4.625%
HK$7,536
+HK$432/mo
Deposit HK$628K · loan HK$1.47M · min. income ≈ HK$14,208/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,436
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,636
−HK$202/mo
Today · 4.125%
HK$7,838
baseline
▲ 0.50% · 4.625%
HK$8,251
+HK$413/mo
Deposit HK$628K · loan HK$1.47M · min. income ≈ HK$15,676/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,162
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,385
−HK$226/mo
Today · 4.125%
HK$7,611
baseline
▲ 0.50% · 4.625%
HK$8,074
+HK$463/mo
Deposit HK$523K · loan HK$1.57M · min. income ≈ HK$15,222/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,968
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,181
−HK$217/mo
Today · 4.125%
HK$8,398
baseline
▲ 0.50% · 4.625%
HK$8,841
+HK$443/mo
Deposit HK$523K · loan HK$1.57M · min. income ≈ HK$16,796/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,639
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,877
−HK$242/mo
Today · 4.125%
HK$8,119
baseline
▲ 0.50% · 4.625%
HK$8,613
+HK$494/mo
Deposit HK$419K · loan HK$1.68M · min. income ≈ HK$16,238/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,499
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,727
−HK$231/mo
Today · 4.125%
HK$8,958
baseline
▲ 0.50% · 4.625%
HK$9,430
+HK$472/mo
Deposit HK$419K · loan HK$1.68M · min. income ≈ HK$17,916/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,117
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,369
−HK$257/mo
Today · 4.125%
HK$8,626
baseline
▲ 0.50% · 4.625%
HK$9,151
+HK$525/mo
Deposit HK$314K · loan HK$1.78M · min. income ≈ HK$17,252/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,030
−HK$488/mo
▼ 0.25% · 3.875%
HK$9,272
−HK$246/mo
Today · 4.125%
HK$9,518
baseline
▲ 0.50% · 4.625%
HK$10,020
+HK$502/mo
Deposit HK$314K · loan HK$1.78M · min. income ≈ HK$19,036/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,594
−HK$539/mo
▼ 0.25% · 3.875%
HK$8,862
−HK$271/mo
Today · 4.125%
HK$9,133
baseline
▲ 0.50% · 4.625%
HK$9,689
+HK$556/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$18,266/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,561
−HK$517/mo
▼ 0.25% · 3.875%
HK$9,818
−HK$260/mo
Today · 4.125%
HK$10,078
baseline
▲ 0.50% · 4.625%
HK$10,609
+HK$531/mo
Deposit HK$209K · loan HK$1.88M · min. income ≈ HK$20,156/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).