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At today's rate and a 90% mortgage, the deposit on this unit is about HK$310K, with repayments around HK$13,540/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$310K · loan HK$2.79M · min. income ≈ HK$27,080/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 107 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 230 Saleable ft²
- Gross Area
- 355 ft²
- Efficiency
- 65%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-16 | HK$3.94M | +46.9% 4.9y · 10.0%/yr |
| 2014-05-20 | HK$2.68M | +36.0% |
| 2012-04-27 | HK$1.97M | +27.9% |
| 2010-11-09 | HK$1.54M | +11.6% |
| 2010-05-06 | HK$1.38M | +5.3% |
| 2010-04-21 | HK$1.31M | +52.3% |
| 2000-11-14 | HK$860K | −37.7% |
| 1997-05-06 | HK$1.38M | — |