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At today's rate and a 90% mortgage, the deposit on this unit is about HK$312K, with repayments around HK$13,596/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$312K · loan HK$2.81M · min. income ≈ HK$27,192/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 107 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- C
- Saleable Area
- 230 Saleable ft²
- Gross Area
- 355 ft²
- Efficiency
- 65%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-06-30 | HK$2.70M | +27.4% 3.9y · 7.0%/yr |
| 2012-08-24 | HK$2.12M | +35.0% |
| 2010-09-09 | HK$1.57M | +40.2% |
| 2008-11-28 | HK$1.12M | +36.6% |
| 2006-07-29 | HK$820K | +12.3% |
| 2006-06-08 | HK$730K | +4.3% |
| 2003-05-17 | HK$700K | +32.1% |
| 2002-11-21 | HK$530K | +12.8% |
| 2001-05-19 | HK$470K | −52.0% |
| 1998-10-24 | HK$980K | — |