▼ 0.50% · 3.625%
HK$2,358
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,432
−HK$74/mo
Today · 4.125%
HK$2,506
baseline
▲ 0.50% · 4.625%
HK$2,659
+HK$153/mo
Deposit HK$517K · loan HK$517K · min. income ≈ HK$5,012/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,624
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,694
−HK$71/mo
Today · 4.125%
HK$2,765
baseline
▲ 0.50% · 4.625%
HK$2,911
+HK$146/mo
Deposit HK$517K · loan HK$517K · min. income ≈ HK$5,530/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,594
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,675
−HK$82/mo
Today · 4.125%
HK$2,757
baseline
▲ 0.50% · 4.625%
HK$2,925
+HK$168/mo
Deposit HK$465K · loan HK$569K · min. income ≈ HK$5,514/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,886
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,963
−HK$79/mo
Today · 4.125%
HK$3,042
baseline
▲ 0.50% · 4.625%
HK$3,202
+HK$160/mo
Deposit HK$465K · loan HK$569K · min. income ≈ HK$6,084/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,830
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,918
−HK$90/mo
Today · 4.125%
HK$3,008
baseline
▲ 0.50% · 4.625%
HK$3,191
+HK$183/mo
Deposit HK$414K · loan HK$621K · min. income ≈ HK$6,016/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,148
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,233
−HK$85/mo
Today · 4.125%
HK$3,318
baseline
▲ 0.50% · 4.625%
HK$3,493
+HK$175/mo
Deposit HK$414K · loan HK$621K · min. income ≈ HK$6,636/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,161
−HK$97/mo
Today · 4.125%
HK$3,258
baseline
▲ 0.50% · 4.625%
HK$3,456
+HK$198/mo
Deposit HK$362K · loan HK$672K · min. income ≈ HK$6,516/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,411
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,502
−HK$93/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,785
+HK$190/mo
Deposit HK$362K · loan HK$672K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,404
−HK$105/mo
Today · 4.125%
HK$3,509
baseline
▲ 0.50% · 4.625%
HK$3,722
+HK$213/mo
Deposit HK$310K · loan HK$724K · min. income ≈ HK$7,018/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$100/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$204/mo
Deposit HK$310K · loan HK$724K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,538
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,648
−HK$111/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$229/mo
Deposit HK$259K · loan HK$776K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$107/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$219/mo
Deposit HK$259K · loan HK$776K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,773
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,891
−HK$119/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,254
+HK$244/mo
Deposit HK$207K · loan HK$827K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$115/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$233/mo
Deposit HK$207K · loan HK$827K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$127/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$259/mo
Deposit HK$155K · loan HK$879K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$121/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$248/mo
Deposit HK$155K · loan HK$879K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$134/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,786
+HK$275/mo
Deposit HK$103K · loan HK$931K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,723
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$129/mo
Today · 4.125%
HK$4,978
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$262/mo
Deposit HK$103K · loan HK$931K · min. income ≈ HK$9,956/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).