▼ 0.50% · 3.625%
HK$2,326
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$73/mo
Today · 4.125%
HK$2,471
baseline
▲ 0.50% · 4.625%
HK$2,622
+HK$151/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$4,942/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,587
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,656
−HK$71/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,871
+HK$144/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,558
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,638
−HK$80/mo
Today · 4.125%
HK$2,718
baseline
▲ 0.50% · 4.625%
HK$2,884
+HK$166/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$5,436/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,846
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$78/mo
Today · 4.125%
HK$3,000
baseline
▲ 0.50% · 4.625%
HK$3,158
+HK$158/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$6,000/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,791
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,877
−HK$89/mo
Today · 4.125%
HK$2,966
baseline
▲ 0.50% · 4.625%
HK$3,146
+HK$180/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$5,932/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,105
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$84/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,445
+HK$173/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,023
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,117
−HK$96/mo
Today · 4.125%
HK$3,213
baseline
▲ 0.50% · 4.625%
HK$3,408
+HK$195/mo
Deposit HK$357K · loan HK$663K · min. income ≈ HK$6,426/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,363
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,453
−HK$92/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,732
+HK$187/mo
Deposit HK$357K · loan HK$663K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,357
−HK$103/mo
Today · 4.125%
HK$3,460
baseline
▲ 0.50% · 4.625%
HK$3,670
+HK$210/mo
Deposit HK$306K · loan HK$714K · min. income ≈ HK$6,920/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,719
−HK$99/mo
Today · 4.125%
HK$3,818
baseline
▲ 0.50% · 4.625%
HK$4,019
+HK$201/mo
Deposit HK$306K · loan HK$714K · min. income ≈ HK$7,636/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,488
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$110/mo
Today · 4.125%
HK$3,707
baseline
▲ 0.50% · 4.625%
HK$3,933
+HK$226/mo
Deposit HK$255K · loan HK$765K · min. income ≈ HK$7,414/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$105/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$216/mo
Deposit HK$255K · loan HK$765K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$117/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$241/mo
Deposit HK$204K · loan HK$816K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$113/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$230/mo
Deposit HK$204K · loan HK$816K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,076
−HK$125/mo
Today · 4.125%
HK$4,201
baseline
▲ 0.50% · 4.625%
HK$4,457
+HK$256/mo
Deposit HK$153K · loan HK$867K · min. income ≈ HK$8,402/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,516
−HK$120/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$244/mo
Deposit HK$153K · loan HK$867K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,186
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,316
−HK$132/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,719
+HK$271/mo
Deposit HK$102K · loan HK$918K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,782
−HK$126/mo
Today · 4.125%
HK$4,908
baseline
▲ 0.50% · 4.625%
HK$5,167
+HK$259/mo
Deposit HK$102K · loan HK$918K · min. income ≈ HK$9,816/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).