▼ 0.50% · 3.625%
HK$3,271
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,373
−HK$104/mo
Today · 4.125%
HK$3,477
baseline
▲ 0.50% · 4.625%
HK$3,688
+HK$211/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$6,954/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,640
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,737
−HK$99/mo
Today · 4.125%
HK$3,836
baseline
▲ 0.50% · 4.625%
HK$4,038
+HK$202/mo
Deposit HK$717K · loan HK$717K · min. income ≈ HK$7,672/mo (50% DSR)
Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,711
−HK$113/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$233/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,111
−HK$109/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,442
+HK$222/mo
Deposit HK$646K · loan HK$789K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$124/mo
Today · 4.125%
HK$4,172
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$254/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$8,344/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$118/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$243/mo
Deposit HK$574K · loan HK$861K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,253
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,385
−HK$135/mo
Today · 4.125%
HK$4,520
baseline
▲ 0.50% · 4.625%
HK$4,795
+HK$275/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,040/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,731
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$129/mo
Today · 4.125%
HK$4,987
baseline
▲ 0.50% · 4.625%
HK$5,250
+HK$263/mo
Deposit HK$502K · loan HK$933K · min. income ≈ HK$9,974/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,580
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,723
−HK$144/mo
Today · 4.125%
HK$4,867
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$296/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$9,734/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,095
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$139/mo
Today · 4.125%
HK$5,371
baseline
▲ 0.50% · 4.625%
HK$5,654
+HK$283/mo
Deposit HK$430K · loan HK$1.00M · min. income ≈ HK$10,742/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,907
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,060
−HK$155/mo
Today · 4.125%
HK$5,215
baseline
▲ 0.50% · 4.625%
HK$5,532
+HK$317/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,430/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,459
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,606
−HK$148/mo
Today · 4.125%
HK$5,754
baseline
▲ 0.50% · 4.625%
HK$6,058
+HK$304/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,508/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$166/mo
Today · 4.125%
HK$5,563
baseline
▲ 0.50% · 4.625%
HK$5,901
+HK$338/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,126/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,979
−HK$159/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,461
+HK$323/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$175/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$360/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,353
−HK$168/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$344/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,889
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$186/mo
Today · 4.125%
HK$6,258
baseline
▲ 0.50% · 4.625%
HK$6,639
+HK$381/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$12,516/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,551
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,727
−HK$178/mo
Today · 4.125%
HK$6,905
baseline
▲ 0.50% · 4.625%
HK$7,269
+HK$364/mo
Deposit HK$143K · loan HK$1.29M · min. income ≈ HK$13,810/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).