▼ 0.50% · 3.625%
HK$3,033
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,128
−HK$96/mo
Today · 4.125%
HK$3,224
baseline
▲ 0.50% · 4.625%
HK$3,420
+HK$196/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$6,448/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,375
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,465
−HK$92/mo
Today · 4.125%
HK$3,557
baseline
▲ 0.50% · 4.625%
HK$3,745
+HK$188/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$7,114/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,337
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$105/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,762
+HK$216/mo
Deposit HK$599K · loan HK$732K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,712
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$101/mo
Today · 4.125%
HK$3,913
baseline
▲ 0.50% · 4.625%
HK$4,119
+HK$206/mo
Deposit HK$599K · loan HK$732K · min. income ≈ HK$7,826/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,640
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,753
−HK$115/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,104
+HK$236/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,050
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,158
−HK$110/mo
Today · 4.125%
HK$4,268
baseline
▲ 0.50% · 4.625%
HK$4,493
+HK$225/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$8,536/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,066
−HK$125/mo
Today · 4.125%
HK$4,191
baseline
▲ 0.50% · 4.625%
HK$4,446
+HK$255/mo
Deposit HK$466K · loan HK$865K · min. income ≈ HK$8,382/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,387
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$119/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,868
+HK$244/mo
Deposit HK$466K · loan HK$865K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,247
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,379
−HK$134/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,788
+HK$275/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,725
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$129/mo
Today · 4.125%
HK$4,980
baseline
▲ 0.50% · 4.625%
HK$5,242
+HK$262/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,960/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$144/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$294/mo
Deposit HK$333K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$138/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$281/mo
Deposit HK$333K · loan HK$998K · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$153/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$314/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,400
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$147/mo
Today · 4.125%
HK$5,691
baseline
▲ 0.50% · 4.625%
HK$5,991
+HK$300/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,382/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$163/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,814
+HK$334/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,891
−HK$156/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,366
+HK$319/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,460
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$173/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,156
+HK$353/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,074
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,237
−HK$166/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,740
+HK$337/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).