▼ 0.50% · 3.625%
HK$2,595
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,676
−HK$82/mo
Today · 4.125%
HK$2,758
baseline
▲ 0.50% · 4.625%
HK$2,926
+HK$168/mo
Deposit HK$569K · loan HK$569K · min. income ≈ HK$5,516/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,887
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,965
−HK$78/mo
Today · 4.125%
HK$3,043
baseline
▲ 0.50% · 4.625%
HK$3,204
+HK$161/mo
Deposit HK$569K · loan HK$569K · min. income ≈ HK$6,086/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,944
−HK$90/mo
Today · 4.125%
HK$3,034
baseline
▲ 0.50% · 4.625%
HK$3,218
+HK$184/mo
Deposit HK$512K · loan HK$626K · min. income ≈ HK$6,068/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,176
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,261
−HK$87/mo
Today · 4.125%
HK$3,348
baseline
▲ 0.50% · 4.625%
HK$3,524
+HK$176/mo
Deposit HK$512K · loan HK$626K · min. income ≈ HK$6,696/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,114
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,211
−HK$99/mo
Today · 4.125%
HK$3,310
baseline
▲ 0.50% · 4.625%
HK$3,511
+HK$201/mo
Deposit HK$455K · loan HK$683K · min. income ≈ HK$6,620/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,465
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$94/mo
Today · 4.125%
HK$3,652
baseline
▲ 0.50% · 4.625%
HK$3,844
+HK$192/mo
Deposit HK$455K · loan HK$683K · min. income ≈ HK$7,304/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,374
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,479
−HK$106/mo
Today · 4.125%
HK$3,585
baseline
▲ 0.50% · 4.625%
HK$3,804
+HK$219/mo
Deposit HK$398K · loan HK$740K · min. income ≈ HK$7,170/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,753
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$102/mo
Today · 4.125%
HK$3,956
baseline
▲ 0.50% · 4.625%
HK$4,165
+HK$209/mo
Deposit HK$398K · loan HK$740K · min. income ≈ HK$7,912/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,633
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,746
−HK$115/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$235/mo
Deposit HK$341K · loan HK$797K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,042
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,151
−HK$110/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$224/mo
Deposit HK$341K · loan HK$797K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,893
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,014
−HK$123/mo
Today · 4.125%
HK$4,137
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$252/mo
Deposit HK$285K · loan HK$854K · min. income ≈ HK$8,274/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,331
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$118/mo
Today · 4.125%
HK$4,565
baseline
▲ 0.50% · 4.625%
HK$4,805
+HK$240/mo
Deposit HK$285K · loan HK$854K · min. income ≈ HK$9,130/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$131/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$268/mo
Deposit HK$228K · loan HK$911K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,620
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$126/mo
Today · 4.125%
HK$4,869
baseline
▲ 0.50% · 4.625%
HK$5,126
+HK$257/mo
Deposit HK$228K · loan HK$911K · min. income ≈ HK$9,738/mo (50% DSR)
Upfront cash ≈ HK$228K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,412
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$140/mo
Today · 4.125%
HK$4,689
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$285/mo
Deposit HK$171K · loan HK$967K · min. income ≈ HK$9,378/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,908
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,040
−HK$134/mo
Today · 4.125%
HK$5,174
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$272/mo
Deposit HK$171K · loan HK$967K · min. income ≈ HK$10,348/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,817
−HK$147/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,267
+HK$303/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,197
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,336
−HK$142/mo
Today · 4.125%
HK$5,478
baseline
▲ 0.50% · 4.625%
HK$5,767
+HK$289/mo
Deposit HK$114K · loan HK$1.02M · min. income ≈ HK$10,956/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).