▼ 0.50% · 3.625%
HK$2,386
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,460
−HK$76/mo
Today · 4.125%
HK$2,536
baseline
▲ 0.50% · 4.625%
HK$2,690
+HK$154/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,072/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,654
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,726
−HK$72/mo
Today · 4.125%
HK$2,798
baseline
▲ 0.50% · 4.625%
HK$2,945
+HK$147/mo
Deposit HK$523K · loan HK$523K · min. income ≈ HK$5,596/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,625
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,706
−HK$83/mo
Today · 4.125%
HK$2,789
baseline
▲ 0.50% · 4.625%
HK$2,959
+HK$170/mo
Deposit HK$471K · loan HK$575K · min. income ≈ HK$5,578/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,920
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,998
−HK$80/mo
Today · 4.125%
HK$3,078
baseline
▲ 0.50% · 4.625%
HK$3,240
+HK$162/mo
Deposit HK$471K · loan HK$575K · min. income ≈ HK$6,156/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,863
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,952
−HK$91/mo
Today · 4.125%
HK$3,043
baseline
▲ 0.50% · 4.625%
HK$3,228
+HK$185/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,086/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,185
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,271
−HK$86/mo
Today · 4.125%
HK$3,357
baseline
▲ 0.50% · 4.625%
HK$3,534
+HK$177/mo
Deposit HK$419K · loan HK$628K · min. income ≈ HK$6,714/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,102
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,198
−HK$98/mo
Today · 4.125%
HK$3,296
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$201/mo
Deposit HK$366K · loan HK$680K · min. income ≈ HK$6,592/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,451
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$94/mo
Today · 4.125%
HK$3,637
baseline
▲ 0.50% · 4.625%
HK$3,829
+HK$192/mo
Deposit HK$366K · loan HK$680K · min. income ≈ HK$7,274/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,444
−HK$106/mo
Today · 4.125%
HK$3,550
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$216/mo
Deposit HK$314K · loan HK$732K · min. income ≈ HK$7,100/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,716
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,816
−HK$101/mo
Today · 4.125%
HK$3,917
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$206/mo
Deposit HK$314K · loan HK$732K · min. income ≈ HK$7,834/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,579
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,690
−HK$113/mo
Today · 4.125%
HK$3,803
baseline
▲ 0.50% · 4.625%
HK$4,035
+HK$232/mo
Deposit HK$262K · loan HK$785K · min. income ≈ HK$7,606/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$109/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,418
+HK$221/mo
Deposit HK$262K · loan HK$785K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,818
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,936
−HK$121/mo
Today · 4.125%
HK$4,057
baseline
▲ 0.50% · 4.625%
HK$4,304
+HK$247/mo
Deposit HK$209K · loan HK$837K · min. income ≈ HK$8,114/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,247
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,361
−HK$115/mo
Today · 4.125%
HK$4,476
baseline
▲ 0.50% · 4.625%
HK$4,712
+HK$236/mo
Deposit HK$209K · loan HK$837K · min. income ≈ HK$8,952/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,182
−HK$129/mo
Today · 4.125%
HK$4,311
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$262/mo
Deposit HK$157K · loan HK$889K · min. income ≈ HK$8,622/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,633
−HK$123/mo
Today · 4.125%
HK$4,756
baseline
▲ 0.50% · 4.625%
HK$5,007
+HK$251/mo
Deposit HK$157K · loan HK$889K · min. income ≈ HK$9,512/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,295
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$136/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$278/mo
Deposit HK$105K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$130/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$265/mo
Deposit HK$105K · loan HK$942K · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).