▼ 0.50% · 3.625%
HK$2,318
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,390
−HK$74/mo
Today · 4.125%
HK$2,464
baseline
▲ 0.50% · 4.625%
HK$2,613
+HK$149/mo
Deposit HK$508K · loan HK$508K · min. income ≈ HK$4,928/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,579
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,648
−HK$70/mo
Today · 4.125%
HK$2,718
baseline
▲ 0.50% · 4.625%
HK$2,862
+HK$144/mo
Deposit HK$508K · loan HK$508K · min. income ≈ HK$5,436/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,550
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,629
−HK$81/mo
Today · 4.125%
HK$2,710
baseline
▲ 0.50% · 4.625%
HK$2,875
+HK$165/mo
Deposit HK$457K · loan HK$559K · min. income ≈ HK$5,420/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,837
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,913
−HK$77/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,148
+HK$158/mo
Deposit HK$457K · loan HK$559K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,782
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,868
−HK$88/mo
Today · 4.125%
HK$2,956
baseline
▲ 0.50% · 4.625%
HK$3,136
+HK$180/mo
Deposit HK$407K · loan HK$610K · min. income ≈ HK$5,912/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,095
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,178
−HK$84/mo
Today · 4.125%
HK$3,262
baseline
▲ 0.50% · 4.625%
HK$3,434
+HK$172/mo
Deposit HK$407K · loan HK$610K · min. income ≈ HK$6,524/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,014
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,107
−HK$96/mo
Today · 4.125%
HK$3,203
baseline
▲ 0.50% · 4.625%
HK$3,397
+HK$194/mo
Deposit HK$356K · loan HK$661K · min. income ≈ HK$6,406/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,353
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,443
−HK$91/mo
Today · 4.125%
HK$3,534
baseline
▲ 0.50% · 4.625%
HK$3,720
+HK$186/mo
Deposit HK$356K · loan HK$661K · min. income ≈ HK$7,068/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,245
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,346
−HK$103/mo
Today · 4.125%
HK$3,449
baseline
▲ 0.50% · 4.625%
HK$3,659
+HK$210/mo
Deposit HK$305K · loan HK$712K · min. income ≈ HK$6,898/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,611
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$99/mo
Today · 4.125%
HK$3,806
baseline
▲ 0.50% · 4.625%
HK$4,006
+HK$200/mo
Deposit HK$305K · loan HK$712K · min. income ≈ HK$7,612/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,477
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,585
−HK$110/mo
Today · 4.125%
HK$3,695
baseline
▲ 0.50% · 4.625%
HK$3,920
+HK$225/mo
Deposit HK$254K · loan HK$762K · min. income ≈ HK$7,390/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,868
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$105/mo
Today · 4.125%
HK$4,077
baseline
▲ 0.50% · 4.625%
HK$4,292
+HK$215/mo
Deposit HK$254K · loan HK$762K · min. income ≈ HK$8,154/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,709
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,824
−HK$118/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,182
+HK$240/mo
Deposit HK$203K · loan HK$813K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,126
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,237
−HK$112/mo
Today · 4.125%
HK$4,349
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$229/mo
Deposit HK$203K · loan HK$813K · min. income ≈ HK$8,698/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,063
−HK$125/mo
Today · 4.125%
HK$4,188
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$255/mo
Deposit HK$152K · loan HK$864K · min. income ≈ HK$8,376/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,384
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$119/mo
Today · 4.125%
HK$4,621
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$244/mo
Deposit HK$152K · loan HK$864K · min. income ≈ HK$9,242/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$131/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$270/mo
Deposit HK$102K · loan HK$915K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$126/mo
Today · 4.125%
HK$4,893
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$258/mo
Deposit HK$102K · loan HK$915K · min. income ≈ HK$9,786/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).