▼ 0.50% · 3.625%
HK$2,278
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,349
−HK$72/mo
Today · 4.125%
HK$2,421
baseline
▲ 0.50% · 4.625%
HK$2,569
+HK$148/mo
Deposit HK$500K · loan HK$500K · min. income ≈ HK$4,842/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,535
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,603
−HK$69/mo
Today · 4.125%
HK$2,672
baseline
▲ 0.50% · 4.625%
HK$2,812
+HK$140/mo
Deposit HK$500K · loan HK$500K · min. income ≈ HK$5,344/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,506
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,584
−HK$79/mo
Today · 4.125%
HK$2,663
baseline
▲ 0.50% · 4.625%
HK$2,825
+HK$162/mo
Deposit HK$450K · loan HK$550K · min. income ≈ HK$5,326/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,788
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,863
−HK$76/mo
Today · 4.125%
HK$2,939
baseline
▲ 0.50% · 4.625%
HK$3,094
+HK$155/mo
Deposit HK$450K · loan HK$550K · min. income ≈ HK$5,878/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,734
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,819
−HK$86/mo
Today · 4.125%
HK$2,905
baseline
▲ 0.50% · 4.625%
HK$3,082
+HK$177/mo
Deposit HK$400K · loan HK$600K · min. income ≈ HK$5,810/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,042
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,123
−HK$83/mo
Today · 4.125%
HK$3,206
baseline
▲ 0.50% · 4.625%
HK$3,375
+HK$169/mo
Deposit HK$400K · loan HK$600K · min. income ≈ HK$6,412/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,962
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,054
−HK$94/mo
Today · 4.125%
HK$3,148
baseline
▲ 0.50% · 4.625%
HK$3,339
+HK$191/mo
Deposit HK$350K · loan HK$649K · min. income ≈ HK$6,296/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,295
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,383
−HK$90/mo
Today · 4.125%
HK$3,473
baseline
▲ 0.50% · 4.625%
HK$3,656
+HK$183/mo
Deposit HK$350K · loan HK$649K · min. income ≈ HK$6,946/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,190
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$101/mo
Today · 4.125%
HK$3,390
baseline
▲ 0.50% · 4.625%
HK$3,596
+HK$206/mo
Deposit HK$300K · loan HK$699K · min. income ≈ HK$6,780/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,644
−HK$96/mo
Today · 4.125%
HK$3,740
baseline
▲ 0.50% · 4.625%
HK$3,937
+HK$197/mo
Deposit HK$300K · loan HK$699K · min. income ≈ HK$7,480/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,418
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,524
−HK$108/mo
Today · 4.125%
HK$3,632
baseline
▲ 0.50% · 4.625%
HK$3,853
+HK$221/mo
Deposit HK$250K · loan HK$749K · min. income ≈ HK$7,264/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,802
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,904
−HK$103/mo
Today · 4.125%
HK$4,007
baseline
▲ 0.50% · 4.625%
HK$4,219
+HK$212/mo
Deposit HK$250K · loan HK$749K · min. income ≈ HK$8,014/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$115/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$236/mo
Deposit HK$200K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$111/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$225/mo
Deposit HK$200K · loan HK$799K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$122/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,367
+HK$251/mo
Deposit HK$150K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$118/mo
Today · 4.125%
HK$4,542
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$239/mo
Deposit HK$150K · loan HK$849K · min. income ≈ HK$9,084/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,101
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$129/mo
Today · 4.125%
HK$4,358
baseline
▲ 0.50% · 4.625%
HK$4,623
+HK$265/mo
Deposit HK$100K · loan HK$899K · min. income ≈ HK$8,716/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,562
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$124/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$253/mo
Deposit HK$100K · loan HK$899K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).