▼ 0.50% · 3.625%
HK$4,472
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$141/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$289/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$136/mo
Today · 4.125%
HK$5,244
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$276/mo
Deposit HK$981K · loan HK$981K · min. income ≈ HK$10,488/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,919
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,072
−HK$156/mo
Today · 4.125%
HK$5,228
baseline
▲ 0.50% · 4.625%
HK$5,546
+HK$318/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$10,456/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,472
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,619
−HK$149/mo
Today · 4.125%
HK$5,768
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$304/mo
Deposit HK$883K · loan HK$1.08M · min. income ≈ HK$11,536/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,366
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$170/mo
Today · 4.125%
HK$5,703
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$347/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$11,406/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,970
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$162/mo
Today · 4.125%
HK$6,292
baseline
▲ 0.50% · 4.625%
HK$6,624
+HK$332/mo
Deposit HK$784K · loan HK$1.18M · min. income ≈ HK$12,584/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,813
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,994
−HK$184/mo
Today · 4.125%
HK$6,178
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$376/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,356/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,641
−HK$176/mo
Today · 4.125%
HK$6,817
baseline
▲ 0.50% · 4.625%
HK$7,176
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,634/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,455
−HK$198/mo
Today · 4.125%
HK$6,653
baseline
▲ 0.50% · 4.625%
HK$7,058
+HK$405/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,306/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,965
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,152
−HK$189/mo
Today · 4.125%
HK$7,341
baseline
▲ 0.50% · 4.625%
HK$7,728
+HK$387/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,682/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,708
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$212/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,562
+HK$434/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,462
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,662
−HK$204/mo
Today · 4.125%
HK$7,866
baseline
▲ 0.50% · 4.625%
HK$8,280
+HK$414/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,732/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,155
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,378
−HK$226/mo
Today · 4.125%
HK$7,604
baseline
▲ 0.50% · 4.625%
HK$8,066
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,208/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,960
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,173
−HK$217/mo
Today · 4.125%
HK$8,390
baseline
▲ 0.50% · 4.625%
HK$8,832
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,780/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,602
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,839
−HK$240/mo
Today · 4.125%
HK$8,079
baseline
▲ 0.50% · 4.625%
HK$8,570
+HK$491/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$16,158/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,457
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,684
−HK$230/mo
Today · 4.125%
HK$8,914
baseline
▲ 0.50% · 4.625%
HK$9,384
+HK$470/mo
Deposit HK$294K · loan HK$1.67M · min. income ≈ HK$17,828/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,049
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,300
−HK$254/mo
Today · 4.125%
HK$8,554
baseline
▲ 0.50% · 4.625%
HK$9,075
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,108/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,955
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,195
−HK$244/mo
Today · 4.125%
HK$9,439
baseline
▲ 0.50% · 4.625%
HK$9,936
+HK$497/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,878/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).