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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,455/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,910/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 109 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 97 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A12
- Saleable Area
- 384 Saleable ft²
- Gross Area
- 546 ft²
- Efficiency
- 70%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-01-09 | HK$4.18M | −6.7% 7.5y · 2.0%/yr |
| 2023-09-26 | HK$4.48M | +21.7% 7.2y · 3.0%/yr |
| 2016-07-13 | HK$3.68M | +271.7% 12.0y · 23.0%/yr |
| 2004-07-02 | HK$990K | — |