▼ 0.50% · 3.625%
HK$6,823
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,035
−HK$215/mo
Today · 4.125%
HK$7,250
baseline
▲ 0.50% · 4.625%
HK$7,692
+HK$442/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,500/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,590
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,794
−HK$206/mo
Today · 4.125%
HK$8,000
baseline
▲ 0.50% · 4.625%
HK$8,422
+HK$422/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,000/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,505
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,738
−HK$237/mo
Today · 4.125%
HK$7,975
baseline
▲ 0.50% · 4.625%
HK$8,461
+HK$486/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$15,950/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,349
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,573
−HK$227/mo
Today · 4.125%
HK$8,800
baseline
▲ 0.50% · 4.625%
HK$9,264
+HK$464/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,600/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,187
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,442
−HK$258/mo
Today · 4.125%
HK$8,700
baseline
▲ 0.50% · 4.625%
HK$9,230
+HK$530/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,400/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,108
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,352
−HK$248/mo
Today · 4.125%
HK$9,600
baseline
▲ 0.50% · 4.625%
HK$10,106
+HK$506/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,200/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,869
−HK$556/mo
▼ 0.25% · 3.875%
HK$9,145
−HK$280/mo
Today · 4.125%
HK$9,425
baseline
▲ 0.50% · 4.625%
HK$9,999
+HK$574/mo
Deposit HK$1.05M · loan HK$1.94M · min. income ≈ HK$18,850/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,867
−HK$533/mo
▼ 0.25% · 3.875%
HK$10,132
−HK$268/mo
Today · 4.125%
HK$10,400
baseline
▲ 0.50% · 4.625%
HK$10,948
+HK$548/mo
Deposit HK$1.05M · loan HK$1.94M · min. income ≈ HK$20,800/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,552
−HK$598/mo
▼ 0.25% · 3.875%
HK$9,849
−HK$301/mo
Today · 4.125%
HK$10,150
baseline
▲ 0.50% · 4.625%
HK$10,768
+HK$618/mo
Deposit HK$898K · loan HK$2.09M · min. income ≈ HK$20,300/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,626
−HK$574/mo
▼ 0.25% · 3.875%
HK$10,911
−HK$289/mo
Today · 4.125%
HK$11,200
baseline
▲ 0.50% · 4.625%
HK$11,790
+HK$590/mo
Deposit HK$898K · loan HK$2.09M · min. income ≈ HK$22,400/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,234
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,552
−HK$324/mo
Today · 4.125%
HK$10,876
baseline
▲ 0.50% · 4.625%
HK$11,537
+HK$661/mo
Deposit HK$748K · loan HK$2.24M · min. income ≈ HK$21,752/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,385
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,690
−HK$310/mo
Today · 4.125%
HK$12,000
baseline
▲ 0.50% · 4.625%
HK$12,633
+HK$633/mo
Deposit HK$748K · loan HK$2.24M · min. income ≈ HK$24,000/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,916
−HK$685/mo
▼ 0.25% · 3.875%
HK$11,256
−HK$345/mo
Today · 4.125%
HK$11,601
baseline
▲ 0.50% · 4.625%
HK$12,306
+HK$705/mo
Deposit HK$598K · loan HK$2.39M · min. income ≈ HK$23,202/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,144
−HK$656/mo
▼ 0.25% · 3.875%
HK$12,470
−HK$330/mo
Today · 4.125%
HK$12,800
baseline
▲ 0.50% · 4.625%
HK$13,475
+HK$675/mo
Deposit HK$598K · loan HK$2.39M · min. income ≈ HK$25,600/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,598
−HK$728/mo
▼ 0.25% · 3.875%
HK$11,959
−HK$367/mo
Today · 4.125%
HK$12,326
baseline
▲ 0.50% · 4.625%
HK$13,076
+HK$750/mo
Deposit HK$449K · loan HK$2.54M · min. income ≈ HK$24,652/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,903
−HK$697/mo
▼ 0.25% · 3.875%
HK$13,249
−HK$351/mo
Today · 4.125%
HK$13,600
baseline
▲ 0.50% · 4.625%
HK$14,317
+HK$717/mo
Deposit HK$449K · loan HK$2.54M · min. income ≈ HK$27,200/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,281
−HK$770/mo
▼ 0.25% · 3.875%
HK$12,663
−HK$388/mo
Today · 4.125%
HK$13,051
baseline
▲ 0.50% · 4.625%
HK$13,845
+HK$794/mo
Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,102/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,662
−HK$738/mo
▼ 0.25% · 3.875%
HK$14,028
−HK$372/mo
Today · 4.125%
HK$14,400
baseline
▲ 0.50% · 4.625%
HK$15,159
+HK$759/mo
Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$28,800/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).