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At today's rate and a 90% mortgage, the deposit on this unit is about HK$259K, with repayments around HK$11,283/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$259K · loan HK$2.33M · min. income ≈ HK$22,566/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 86 schools within a 1 km walk.
Everyday convenience — 184 shopping and daily-needs spots nearby.
Healthcare close by — 16 hospitals/clinics within 1 km.
Green space & leisure — 114 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- O
- Saleable Area
- 325 Saleable ft²
- Gross Area
- 424 ft²
- Efficiency
- 77%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-06 | HK$2.39M | −16.1% 8.6y · −2.0%/yr |
| 2016-08-04 | HK$2.85M | +72.7% 5.3y · 14.0%/yr |
| 2011-03-30 | HK$1.65M | +28.9% |
| 2010-07-22 | HK$1.28M | +19.6% |
| 2010-04-26 | HK$1.07M | +30.5% |
| 1996-08-06 | HK$820K | +82.2% |
| 1995-11-29 | HK$450K | — |