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At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,633/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,266/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,605 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 104 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- F
- Saleable Area
- 349 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 82%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-15 | HK$4.84M | +41.0% 3.8y · 11.0%/yr |
| 2016-09-26 | HK$3.43M | +97.1% 6.3y · 15.0%/yr |
| 2010-06-14 | HK$1.74M | +10.8% |
| 2010-02-03 | HK$1.57M | +58.6% |
| 2000-11-02 | HK$990K | — |