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At today's rate and a 90% mortgage, the deposit on this unit is about HK$375K, with repayments around HK$16,343/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$375K · loan HK$3.37M · min. income ≈ HK$32,686/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 62 schools within a 1 km walk.
Everyday convenience — 104 shopping and daily-needs spots nearby.
Healthcare close by — 21 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- E
- Saleable Area
- 349 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 82%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-10-25 | HK$4.82M | +42.6% 3.3y · 13.0%/yr |
| 2014-07-03 | HK$3.38M | +55.8% |
| 2011-03-11 | HK$2.17M | +11.3% |
| 2010-04-16 | HK$1.95M | +44.4% |
| 2009-10-14 | HK$1.35M | +77.6% |
| 2002-04-10 | HK$760K | +0.0% |
| 2002-03-04 | HK$760K | −41.5% |
| 1996-05-30 | HK$1.30M | — |