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At today's rate and a 90% mortgage, the deposit on this unit is about HK$395K, with repayments around HK$17,245/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$395K · loan HK$3.56M · min. income ≈ HK$34,490/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 22 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- D
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 429 ft²
- Efficiency
- 71%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-09-04 | HK$3.52M | −24.0% 7.9y · −3.0%/yr |
| 2017-10-09 | HK$4.63M | +40.3% 4.6y · 9.0%/yr |
| 2013-03-22 | HK$3.30M | +236.7% |
| 2002-04-04 | HK$980K | −34.7% |
| 1996-11-27 | HK$1.50M | — |