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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,356/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.58M · min. income ≈ HK$34,712/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 22 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 429 ft²
- Efficiency
- 71%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-15 | HK$5.35M | +45.4% 5.5y · 8.0%/yr |
| 2016-05-31 | HK$3.68M | −7.5% 1.2y · −7.0%/yr |
| 2015-03-04 | HK$3.98M | +161.8% |
| 2008-01-23 | HK$1.52M | +15.2% |
| 2007-11-20 | HK$1.32M | −31.6% |
| 1998-02-24 | HK$1.93M | −6.8% |
| 1997-10-04 | HK$2.07M | +14.4% |
| 1997-05-22 | HK$1.81M | — |