▼ 0.50% · 3.625%
HK$4,102
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$130/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$265/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,685
−HK$125/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$253/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,512
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,652
−HK$143/mo
Today · 4.125%
HK$4,795
baseline
▲ 0.50% · 4.625%
HK$5,086
+HK$291/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$9,590/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,019
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,154
−HK$137/mo
Today · 4.125%
HK$5,291
baseline
▲ 0.50% · 4.625%
HK$5,569
+HK$278/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$10,582/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,922
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,075
−HK$156/mo
Today · 4.125%
HK$5,231
baseline
▲ 0.50% · 4.625%
HK$5,549
+HK$318/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$10,462/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,476
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,622
−HK$149/mo
Today · 4.125%
HK$5,771
baseline
▲ 0.50% · 4.625%
HK$6,076
+HK$305/mo
Deposit HK$720K · loan HK$1.08M · min. income ≈ HK$11,542/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,332
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,498
−HK$168/mo
Today · 4.125%
HK$5,666
baseline
▲ 0.50% · 4.625%
HK$6,011
+HK$345/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$11,332/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,932
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$161/mo
Today · 4.125%
HK$6,252
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$330/mo
Deposit HK$630K · loan HK$1.17M · min. income ≈ HK$12,504/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,742
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$181/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,474
+HK$372/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,388
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,560
−HK$173/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$355/mo
Deposit HK$540K · loan HK$1.26M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,152
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,344
−HK$194/mo
Today · 4.125%
HK$6,538
baseline
▲ 0.50% · 4.625%
HK$6,936
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,076/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,845
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,028
−HK$186/mo
Today · 4.125%
HK$7,214
baseline
▲ 0.50% · 4.625%
HK$7,595
+HK$381/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,428/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,563
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$207/mo
Today · 4.125%
HK$6,974
baseline
▲ 0.50% · 4.625%
HK$7,399
+HK$425/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,948/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,301
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,497
−HK$198/mo
Today · 4.125%
HK$7,695
baseline
▲ 0.50% · 4.625%
HK$8,101
+HK$406/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,390/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,190
−HK$220/mo
Today · 4.125%
HK$7,410
baseline
▲ 0.50% · 4.625%
HK$7,861
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,820/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,757
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,965
−HK$211/mo
Today · 4.125%
HK$8,176
baseline
▲ 0.50% · 4.625%
HK$8,607
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,352/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,383
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,613
−HK$233/mo
Today · 4.125%
HK$7,846
baseline
▲ 0.50% · 4.625%
HK$8,323
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,692/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,213
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,434
−HK$223/mo
Today · 4.125%
HK$8,657
baseline
▲ 0.50% · 4.625%
HK$9,114
+HK$457/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,314/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).