▼ 0.50% · 3.625%
HK$4,030
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$127/mo
Today · 4.125%
HK$4,283
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$261/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$8,566/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,484
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$122/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$4,975
+HK$249/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$141/mo
Today · 4.125%
HK$4,712
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$286/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$9,424/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,065
−HK$134/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$274/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,837
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,987
−HK$153/mo
Today · 4.125%
HK$5,140
baseline
▲ 0.50% · 4.625%
HK$5,453
+HK$313/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$10,280/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,381
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,525
−HK$146/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$299/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,240
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,403
−HK$165/mo
Today · 4.125%
HK$5,568
baseline
▲ 0.50% · 4.625%
HK$5,907
+HK$339/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,136/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,985
−HK$159/mo
Today · 4.125%
HK$6,144
baseline
▲ 0.50% · 4.625%
HK$6,468
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,288/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,643
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,818
−HK$179/mo
Today · 4.125%
HK$5,997
baseline
▲ 0.50% · 4.625%
HK$6,361
+HK$364/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$11,994/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,277
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,446
−HK$171/mo
Today · 4.125%
HK$6,617
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$348/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$13,234/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,046
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,234
−HK$191/mo
Today · 4.125%
HK$6,425
baseline
▲ 0.50% · 4.625%
HK$6,816
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,850/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,726
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,906
−HK$183/mo
Today · 4.125%
HK$7,089
baseline
▲ 0.50% · 4.625%
HK$7,463
+HK$374/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,178/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,449
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,649
−HK$204/mo
Today · 4.125%
HK$6,853
baseline
▲ 0.50% · 4.625%
HK$7,270
+HK$417/mo
Deposit HK$354K · loan HK$1.41M · min. income ≈ HK$13,706/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,174
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,367
−HK$195/mo
Today · 4.125%
HK$7,562
baseline
▲ 0.50% · 4.625%
HK$7,960
+HK$398/mo
Deposit HK$354K · loan HK$1.41M · min. income ≈ HK$15,124/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,852
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,065
−HK$216/mo
Today · 4.125%
HK$7,281
baseline
▲ 0.50% · 4.625%
HK$7,725
+HK$444/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,562/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,623
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,827
−HK$207/mo
Today · 4.125%
HK$8,034
baseline
▲ 0.50% · 4.625%
HK$8,458
+HK$424/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,068/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,255
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,481
−HK$229/mo
Today · 4.125%
HK$7,710
baseline
▲ 0.50% · 4.625%
HK$8,179
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,420/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,071
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,287
−HK$220/mo
Today · 4.125%
HK$8,507
baseline
▲ 0.50% · 4.625%
HK$8,955
+HK$448/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,014/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).