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At today's rate and a 90% mortgage, the deposit on this unit is about HK$350K, with repayments around HK$15,266/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,532/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 88 schools within a 1 km walk.
Everyday convenience — 81 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 295 Saleable ft²
- Gross Area
- 375 ft²
- Efficiency
- 79%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-15 | HK$4.95M | +24.4% 4.2y · 6.0%/yr |
| 2017-12-15 | HK$3.98M | +123.6% 7.4y · 17.0%/yr |
| 2010-07-28 | HK$1.78M | +28.1% |
| 2008-09-05 | HK$1.39M | +27.5% |
| 2008-05-08 | HK$1.09M | +11.2% |
| 2004-09-08 | HK$980K | +40.0% |
| 2002-12-06 | HK$700K | +6.1% |
| 2002-08-27 | HK$660K | — |