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At today's rate and a 90% mortgage, the deposit on this unit is about HK$275K, with repayments around HK$11,999/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$275K · loan HK$2.48M · min. income ≈ HK$23,998/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 88 schools within a 1 km walk.
Everyday convenience — 81 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 85 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 246 Saleable ft²
- Gross Area
- 323 ft²
- Efficiency
- 76%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-15 | HK$3.08M | −16.8% 4.8y · −4.0%/yr |
| 2021-04-23 | HK$3.70M | +20.1% 3.0y · 7.0%/yr |
| 2018-04-06 | HK$3.08M | +36.9% 5.2y · 7.0%/yr |
| 2013-02-04 | HK$2.25M | +75.8% |
| 2009-09-10 | HK$1.28M | +21.9% |
| 2008-03-27 | HK$1.05M | — |