▼ 0.50% · 3.625%
HK$4,575
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$144/mo
Today · 4.125%
HK$4,861
baseline
▲ 0.50% · 4.625%
HK$5,157
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,722/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,089
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$138/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$325/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,748
−HK$153/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$311/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,489
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,660
−HK$174/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$355/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,107
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,271
−HK$166/mo
Today · 4.125%
HK$6,437
baseline
▲ 0.50% · 4.625%
HK$6,776
+HK$339/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$12,874/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,947
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$188/mo
Today · 4.125%
HK$6,320
baseline
▲ 0.50% · 4.625%
HK$6,704
+HK$384/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,640/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,616
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,793
−HK$180/mo
Today · 4.125%
HK$6,973
baseline
▲ 0.50% · 4.625%
HK$7,341
+HK$368/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,946/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,404
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$202/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,220
+HK$414/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,316
−HK$194/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$396/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,862
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,075
−HK$217/mo
Today · 4.125%
HK$7,292
baseline
▲ 0.50% · 4.625%
HK$7,736
+HK$444/mo
Deposit HK$502K · loan HK$1.50M · min. income ≈ HK$14,584/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,634
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,838
−HK$208/mo
Today · 4.125%
HK$8,046
baseline
▲ 0.50% · 4.625%
HK$8,470
+HK$424/mo
Deposit HK$502K · loan HK$1.50M · min. income ≈ HK$16,092/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,319
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,547
−HK$231/mo
Today · 4.125%
HK$7,778
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$474/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,556/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,143
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,361
−HK$222/mo
Today · 4.125%
HK$8,583
baseline
▲ 0.50% · 4.625%
HK$9,035
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,166/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,777
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,019
−HK$245/mo
Today · 4.125%
HK$8,264
baseline
▲ 0.50% · 4.625%
HK$8,767
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,528/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,652
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,884
−HK$235/mo
Today · 4.125%
HK$9,119
baseline
▲ 0.50% · 4.625%
HK$9,600
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,238/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,234
−HK$517/mo
▼ 0.25% · 3.875%
HK$8,490
−HK$261/mo
Today · 4.125%
HK$8,751
baseline
▲ 0.50% · 4.625%
HK$9,283
+HK$532/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,502/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,160
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,406
−HK$249/mo
Today · 4.125%
HK$9,655
baseline
▲ 0.50% · 4.625%
HK$10,164
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,310/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).