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At today's rate and a 90% mortgage, the deposit on this unit is about HK$200K, with repayments around HK$8,733/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,466/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 110 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- D
- Saleable Area
- 239 Saleable ft²
- Gross Area
- 306 ft²
- Efficiency
- 78%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-06 | HK$1.70M | −38.2% 8.3y · −5.0%/yr |
| 2017-11-10 | HK$2.75M | +32.2% 3.1y · 10.0%/yr |
| 2014-10-09 | HK$2.08M | +13.0% |
| 2012-06-11 | HK$1.84M | +49.6% |
| 2010-08-20 | HK$1.23M | +80.9% |
| 2009-05-12 | HK$680K | — |