▼ 0.50% · 3.625%
HK$3,684
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,798
−HK$117/mo
Today · 4.125%
HK$3,915
baseline
▲ 0.50% · 4.625%
HK$4,153
+HK$238/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$7,830/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,098
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,208
−HK$112/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,547
+HK$227/mo
Deposit HK$808K · loan HK$808K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,052
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$128/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$262/mo
Deposit HK$727K · loan HK$889K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$123/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$250/mo
Deposit HK$727K · loan HK$889K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,421
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,558
−HK$140/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,984
+HK$286/mo
Deposit HK$646K · loan HK$969K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,918
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$134/mo
Today · 4.125%
HK$5,184
baseline
▲ 0.50% · 4.625%
HK$5,457
+HK$273/mo
Deposit HK$646K · loan HK$969K · min. income ≈ HK$10,368/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,938
−HK$151/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$310/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,328
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$144/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,911
+HK$296/mo
Deposit HK$565K · loan HK$1.05M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,318
−HK$163/mo
Today · 4.125%
HK$5,481
baseline
▲ 0.50% · 4.625%
HK$5,814
+HK$333/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$10,962/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,891
−HK$156/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,366
+HK$319/mo
Deposit HK$485K · loan HK$1.13M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$485K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$174/mo
Today · 4.125%
HK$5,872
baseline
▲ 0.50% · 4.625%
HK$6,229
+HK$357/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$11,744/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,147
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,312
−HK$167/mo
Today · 4.125%
HK$6,479
baseline
▲ 0.50% · 4.625%
HK$6,821
+HK$342/mo
Deposit HK$404K · loan HK$1.21M · min. income ≈ HK$12,958/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,077
−HK$187/mo
Today · 4.125%
HK$6,264
baseline
▲ 0.50% · 4.625%
HK$6,645
+HK$381/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$12,528/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,557
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$178/mo
Today · 4.125%
HK$6,911
baseline
▲ 0.50% · 4.625%
HK$7,276
+HK$365/mo
Deposit HK$323K · loan HK$1.29M · min. income ≈ HK$13,822/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,262
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,457
−HK$198/mo
Today · 4.125%
HK$6,655
baseline
▲ 0.50% · 4.625%
HK$7,060
+HK$405/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$13,310/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,967
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,154
−HK$189/mo
Today · 4.125%
HK$7,343
baseline
▲ 0.50% · 4.625%
HK$7,730
+HK$387/mo
Deposit HK$242K · loan HK$1.37M · min. income ≈ HK$14,686/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,631
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,837
−HK$210/mo
Today · 4.125%
HK$7,047
baseline
▲ 0.50% · 4.625%
HK$7,475
+HK$428/mo
Deposit HK$162K · loan HK$1.45M · min. income ≈ HK$14,094/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,377
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,575
−HK$200/mo
Today · 4.125%
HK$7,775
baseline
▲ 0.50% · 4.625%
HK$8,185
+HK$410/mo
Deposit HK$162K · loan HK$1.45M · min. income ≈ HK$15,550/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).