▼ 0.50% · 3.625%
HK$2,749
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,835
−HK$87/mo
Today · 4.125%
HK$2,922
baseline
▲ 0.50% · 4.625%
HK$3,099
+HK$177/mo
Deposit HK$603K · loan HK$603K · min. income ≈ HK$5,844/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,058
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,140
−HK$84/mo
Today · 4.125%
HK$3,224
baseline
▲ 0.50% · 4.625%
HK$3,394
+HK$170/mo
Deposit HK$603K · loan HK$603K · min. income ≈ HK$6,448/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,024
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,118
−HK$96/mo
Today · 4.125%
HK$3,214
baseline
▲ 0.50% · 4.625%
HK$3,409
+HK$195/mo
Deposit HK$543K · loan HK$663K · min. income ≈ HK$6,428/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,364
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,454
−HK$92/mo
Today · 4.125%
HK$3,546
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$187/mo
Deposit HK$543K · loan HK$663K · min. income ≈ HK$7,092/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,299
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,402
−HK$104/mo
Today · 4.125%
HK$3,506
baseline
▲ 0.50% · 4.625%
HK$3,719
+HK$213/mo
Deposit HK$482K · loan HK$723K · min. income ≈ HK$7,012/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,670
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,769
−HK$99/mo
Today · 4.125%
HK$3,868
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$204/mo
Deposit HK$482K · loan HK$723K · min. income ≈ HK$7,736/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,574
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,685
−HK$113/mo
Today · 4.125%
HK$3,798
baseline
▲ 0.50% · 4.625%
HK$4,029
+HK$231/mo
Deposit HK$422K · loan HK$784K · min. income ≈ HK$7,596/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,976
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$108/mo
Today · 4.125%
HK$4,191
baseline
▲ 0.50% · 4.625%
HK$4,412
+HK$221/mo
Deposit HK$422K · loan HK$784K · min. income ≈ HK$8,382/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,849
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,969
−HK$121/mo
Today · 4.125%
HK$4,090
baseline
▲ 0.50% · 4.625%
HK$4,339
+HK$249/mo
Deposit HK$362K · loan HK$844K · min. income ≈ HK$8,180/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,282
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$116/mo
Today · 4.125%
HK$4,513
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$238/mo
Deposit HK$362K · loan HK$844K · min. income ≈ HK$9,026/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,124
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$130/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,649
+HK$267/mo
Deposit HK$301K · loan HK$904K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,711
−HK$124/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,090
+HK$255/mo
Deposit HK$301K · loan HK$904K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,959
+HK$285/mo
Deposit HK$241K · loan HK$965K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,025
−HK$133/mo
Today · 4.125%
HK$5,158
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$272/mo
Deposit HK$241K · loan HK$965K · min. income ≈ HK$10,316/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,674
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,819
−HK$148/mo
Today · 4.125%
HK$4,967
baseline
▲ 0.50% · 4.625%
HK$5,269
+HK$302/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$9,934/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,339
−HK$141/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$289/mo
Deposit HK$181K · loan HK$1.02M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$157/mo
Today · 4.125%
HK$5,259
baseline
▲ 0.50% · 4.625%
HK$5,579
+HK$320/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$10,518/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,505
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,653
−HK$150/mo
Today · 4.125%
HK$5,803
baseline
▲ 0.50% · 4.625%
HK$6,108
+HK$305/mo
Deposit HK$121K · loan HK$1.09M · min. income ≈ HK$11,606/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).