▼ 0.50% · 3.625%
HK$3,019
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,113
−HK$96/mo
Today · 4.125%
HK$3,209
baseline
▲ 0.50% · 4.625%
HK$3,404
+HK$195/mo
Deposit HK$662K · loan HK$662K · min. income ≈ HK$6,418/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,449
−HK$91/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$187/mo
Deposit HK$662K · loan HK$662K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,321
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,424
−HK$105/mo
Today · 4.125%
HK$3,529
baseline
▲ 0.50% · 4.625%
HK$3,744
+HK$215/mo
Deposit HK$596K · loan HK$728K · min. income ≈ HK$7,058/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,695
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,794
−HK$100/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,100
+HK$206/mo
Deposit HK$596K · loan HK$728K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,623
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,736
−HK$114/mo
Today · 4.125%
HK$3,850
baseline
▲ 0.50% · 4.625%
HK$4,085
+HK$235/mo
Deposit HK$530K · loan HK$794K · min. income ≈ HK$7,700/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,031
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,139
−HK$109/mo
Today · 4.125%
HK$4,248
baseline
▲ 0.50% · 4.625%
HK$4,472
+HK$224/mo
Deposit HK$530K · loan HK$794K · min. income ≈ HK$8,496/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,925
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,047
−HK$124/mo
Today · 4.125%
HK$4,171
baseline
▲ 0.50% · 4.625%
HK$4,425
+HK$254/mo
Deposit HK$463K · loan HK$861K · min. income ≈ HK$8,342/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,484
−HK$118/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,845
+HK$243/mo
Deposit HK$463K · loan HK$861K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$134/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,765
+HK$273/mo
Deposit HK$397K · loan HK$927K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,702
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$128/mo
Today · 4.125%
HK$4,957
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$261/mo
Deposit HK$397K · loan HK$927K · min. income ≈ HK$9,914/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,529
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,670
−HK$143/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,106
+HK$293/mo
Deposit HK$331K · loan HK$993K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,038
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,173
−HK$138/mo
Today · 4.125%
HK$5,311
baseline
▲ 0.50% · 4.625%
HK$5,590
+HK$279/mo
Deposit HK$331K · loan HK$993K · min. income ≈ HK$10,622/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,831
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$153/mo
Today · 4.125%
HK$5,134
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$312/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$10,268/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$147/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$298/mo
Deposit HK$265K · loan HK$1.06M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,133
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,292
−HK$163/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,786
+HK$331/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,710
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,863
−HK$156/mo
Today · 4.125%
HK$6,019
baseline
▲ 0.50% · 4.625%
HK$6,336
+HK$317/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,038/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,435
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,604
−HK$171/mo
Today · 4.125%
HK$5,775
baseline
▲ 0.50% · 4.625%
HK$6,127
+HK$352/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,550/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,046
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,208
−HK$165/mo
Today · 4.125%
HK$6,373
baseline
▲ 0.50% · 4.625%
HK$6,709
+HK$336/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,746/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).