12/F 5

in COSMOPOLITAN ESTATES TAI WAH BUILDING (BLOCK Q)

Switch unit

Floor

2/F 4 265 ft² 2/F 6 260 ft² 2/F 7 260 ft² 2/F 9 397 ft² 3/F 3 265 ft² 3/F 4 265 ft² 3/F 5 312 ft² 3/F 6 260 ft² 3/F 7 260 ft² 3/F 9 397 ft² 4/F 1 260 ft² 4/F 2 343 ft² 4/F 4 265 ft² 4/F 5 312 ft² 4/F 6 260 ft² 4/F 8 302 ft² 5/F 3 265 ft² 5/F 5 312 ft² 5/F 8 302 ft² 5/F 9 397 ft² 6/F 1 260 ft² 6/F 2 343 ft² 6/F 3 265 ft² 6/F 4 265 ft² 6/F 5 312 ft² 6/F 6 260 ft² 6/F 7 260 ft² 6/F 9 397 ft² 7/F 1 260 ft² 7/F 2 343 ft² 7/F 3 265 ft² 7/F 6 260 ft² 7/F 7 260 ft² 7/F 8 302 ft² 7/F 9 397 ft² 8/F 1 260 ft² 8/F 2 343 ft² 8/F 3 265 ft² 8/F 4 265 ft² 8/F 5 312 ft² 8/F 6 260 ft² 8/F 7 260 ft² 8/F 9 397 ft² 9/F 2 343 ft² 9/F 3 265 ft² 9/F 4 265 ft² 9/F 5 312 ft² 9/F 6 260 ft² 9/F 7 260 ft² 10/F 1 260 ft² 10/F 2 343 ft² 10/F 3 265 ft² 10/F 4 265 ft² 10/F 5 312 ft² 11/F 3 265 ft² 11/F 4 265 ft² 11/F 5 312 ft² 11/F 6 260 ft² 11/F 7 260 ft² 11/F 9 397 ft² 12/F 1 260 ft² 12/F 2 343 ft² 12/F 4 265 ft² 12/F 5 312 ft² 12/F 6 260 ft² 12/F 9 397 ft² 13/F 1 260 ft² 13/F 2 343 ft² 13/F 5 312 ft² 13/F 7 260 ft² 13/F 9 397 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.12M

≈ HK$10,004 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$312K, with repayments around HK$13,615/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$12,812

−HK$803/mo

▼ 0.25% · 3.875%

HK$13,210

−HK$405/mo

Today · 4.125%

HK$13,615

baseline

▲ 0.50% · 4.625%

HK$14,443

+HK$828/mo

Deposit HK$312K · loan HK$2.81M · min. income ≈ HK$27,230/mo (50% DSR)

Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Olympic Station

≈ 6 min walk · 471 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (18 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Olympic Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 73 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 12/F
Flat: 5
Saleable Area: 312 Saleable ft²
Gross Area: 385 ft²
Efficiency: 81%
District: Yau Tsim Mong District · Kowloon
School net (POA): 32

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-01-20	HK$3.50M	+0.0% 11.2y · 13.0%/yr	HK$11,218	HK$9,091
2020-11-12	HK$3.50M	+144.8% 11.0y · 13.0%/yr	HK$11,218	HK$9,091
2009-10-27	HK$1.43M	+55.4%	HK$4,583	HK$3,714
2005-07-15	HK$920K	+10.8%	HK$2,949	HK$2,390
2005-03-31	HK$830K	+18.6%	HK$2,660	HK$2,156
2004-04-26	HK$700K	—	HK$2,244	HK$1,818

Other appraised units in this building

Data sourced from Renavon.com