▼ 0.50% · 3.625%
HK$2,367
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,441
−HK$75/mo
Today · 4.125%
HK$2,516
baseline
▲ 0.50% · 4.625%
HK$2,669
+HK$153/mo
Deposit HK$519K · loan HK$519K · min. income ≈ HK$5,032/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,634
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,704
−HK$72/mo
Today · 4.125%
HK$2,776
baseline
▲ 0.50% · 4.625%
HK$2,922
+HK$146/mo
Deposit HK$519K · loan HK$519K · min. income ≈ HK$5,552/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,604
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,685
−HK$83/mo
Today · 4.125%
HK$2,768
baseline
▲ 0.50% · 4.625%
HK$2,936
+HK$168/mo
Deposit HK$467K · loan HK$571K · min. income ≈ HK$5,536/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,897
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,975
−HK$79/mo
Today · 4.125%
HK$3,054
baseline
▲ 0.50% · 4.625%
HK$3,215
+HK$161/mo
Deposit HK$467K · loan HK$571K · min. income ≈ HK$6,108/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,841
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,929
−HK$90/mo
Today · 4.125%
HK$3,019
baseline
▲ 0.50% · 4.625%
HK$3,203
+HK$184/mo
Deposit HK$415K · loan HK$623K · min. income ≈ HK$6,038/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,161
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,245
−HK$86/mo
Today · 4.125%
HK$3,331
baseline
▲ 0.50% · 4.625%
HK$3,507
+HK$176/mo
Deposit HK$415K · loan HK$623K · min. income ≈ HK$6,662/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,078
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,173
−HK$98/mo
Today · 4.125%
HK$3,271
baseline
▲ 0.50% · 4.625%
HK$3,470
+HK$199/mo
Deposit HK$363K · loan HK$675K · min. income ≈ HK$6,542/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,424
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,516
−HK$93/mo
Today · 4.125%
HK$3,609
baseline
▲ 0.50% · 4.625%
HK$3,799
+HK$190/mo
Deposit HK$363K · loan HK$675K · min. income ≈ HK$7,218/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,314
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,418
−HK$104/mo
Today · 4.125%
HK$3,522
baseline
▲ 0.50% · 4.625%
HK$3,737
+HK$215/mo
Deposit HK$311K · loan HK$727K · min. income ≈ HK$7,044/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,687
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,786
−HK$101/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,091
+HK$204/mo
Deposit HK$311K · loan HK$727K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,551
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$112/mo
Today · 4.125%
HK$3,774
baseline
▲ 0.50% · 4.625%
HK$4,004
+HK$230/mo
Deposit HK$260K · loan HK$779K · min. income ≈ HK$7,548/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,951
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$107/mo
Today · 4.125%
HK$4,164
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$220/mo
Deposit HK$260K · loan HK$779K · min. income ≈ HK$8,328/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,788
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,906
−HK$119/mo
Today · 4.125%
HK$4,025
baseline
▲ 0.50% · 4.625%
HK$4,270
+HK$245/mo
Deposit HK$208K · loan HK$831K · min. income ≈ HK$8,050/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,327
−HK$115/mo
Today · 4.125%
HK$4,442
baseline
▲ 0.50% · 4.625%
HK$4,676
+HK$234/mo
Deposit HK$208K · loan HK$831K · min. income ≈ HK$8,884/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,025
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,150
−HK$127/mo
Today · 4.125%
HK$4,277
baseline
▲ 0.50% · 4.625%
HK$4,537
+HK$260/mo
Deposit HK$156K · loan HK$883K · min. income ≈ HK$8,554/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,477
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,598
−HK$121/mo
Today · 4.125%
HK$4,719
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$249/mo
Deposit HK$156K · loan HK$883K · min. income ≈ HK$9,438/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,261
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,394
−HK$135/mo
Today · 4.125%
HK$4,529
baseline
▲ 0.50% · 4.625%
HK$4,804
+HK$275/mo
Deposit HK$104K · loan HK$934K · min. income ≈ HK$9,058/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,741
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,868
−HK$129/mo
Today · 4.125%
HK$4,997
baseline
▲ 0.50% · 4.625%
HK$5,260
+HK$263/mo
Deposit HK$104K · loan HK$934K · min. income ≈ HK$9,994/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).