▼ 0.50% · 3.625%
HK$2,098
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,163
−HK$66/mo
Today · 4.125%
HK$2,229
baseline
▲ 0.50% · 4.625%
HK$2,365
+HK$136/mo
Deposit HK$460K · loan HK$460K · min. income ≈ HK$4,458/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,334
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,396
−HK$64/mo
Today · 4.125%
HK$2,460
baseline
▲ 0.50% · 4.625%
HK$2,589
+HK$129/mo
Deposit HK$460K · loan HK$460K · min. income ≈ HK$4,920/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,307
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,379
−HK$73/mo
Today · 4.125%
HK$2,452
baseline
▲ 0.50% · 4.625%
HK$2,601
+HK$149/mo
Deposit HK$414K · loan HK$506K · min. income ≈ HK$4,904/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,567
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,636
−HK$70/mo
Today · 4.125%
HK$2,706
baseline
▲ 0.50% · 4.625%
HK$2,848
+HK$142/mo
Deposit HK$414K · loan HK$506K · min. income ≈ HK$5,412/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,517
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,595
−HK$80/mo
Today · 4.125%
HK$2,675
baseline
▲ 0.50% · 4.625%
HK$2,838
+HK$163/mo
Deposit HK$368K · loan HK$552K · min. income ≈ HK$5,350/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,800
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,875
−HK$77/mo
Today · 4.125%
HK$2,952
baseline
▲ 0.50% · 4.625%
HK$3,107
+HK$155/mo
Deposit HK$368K · loan HK$552K · min. income ≈ HK$5,904/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,727
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,812
−HK$86/mo
Today · 4.125%
HK$2,898
baseline
▲ 0.50% · 4.625%
HK$3,074
+HK$176/mo
Deposit HK$322K · loan HK$598K · min. income ≈ HK$5,796/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,034
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,115
−HK$82/mo
Today · 4.125%
HK$3,197
baseline
▲ 0.50% · 4.625%
HK$3,366
+HK$169/mo
Deposit HK$322K · loan HK$598K · min. income ≈ HK$6,394/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,937
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,028
−HK$93/mo
Today · 4.125%
HK$3,121
baseline
▲ 0.50% · 4.625%
HK$3,311
+HK$190/mo
Deposit HK$276K · loan HK$644K · min. income ≈ HK$6,242/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,267
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,355
−HK$88/mo
Today · 4.125%
HK$3,443
baseline
▲ 0.50% · 4.625%
HK$3,625
+HK$182/mo
Deposit HK$276K · loan HK$644K · min. income ≈ HK$6,886/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,146
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$100/mo
Today · 4.125%
HK$3,344
baseline
▲ 0.50% · 4.625%
HK$3,547
+HK$203/mo
Deposit HK$230K · loan HK$690K · min. income ≈ HK$6,688/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,500
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$95/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,884
+HK$195/mo
Deposit HK$230K · loan HK$690K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,356
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,461
−HK$106/mo
Today · 4.125%
HK$3,567
baseline
▲ 0.50% · 4.625%
HK$3,784
+HK$217/mo
Deposit HK$184K · loan HK$736K · min. income ≈ HK$7,134/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,834
−HK$101/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$208/mo
Deposit HK$184K · loan HK$736K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,677
−HK$112/mo
Today · 4.125%
HK$3,789
baseline
▲ 0.50% · 4.625%
HK$4,020
+HK$231/mo
Deposit HK$138K · loan HK$782K · min. income ≈ HK$7,578/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,967
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,073
−HK$108/mo
Today · 4.125%
HK$4,181
baseline
▲ 0.50% · 4.625%
HK$4,402
+HK$221/mo
Deposit HK$138K · loan HK$782K · min. income ≈ HK$8,362/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,776
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$119/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,257
+HK$245/mo
Deposit HK$92K · loan HK$828K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,200
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$114/mo
Today · 4.125%
HK$4,427
baseline
▲ 0.50% · 4.625%
HK$4,661
+HK$234/mo
Deposit HK$92K · loan HK$828K · min. income ≈ HK$8,854/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).