▼ 0.50% · 3.625%
HK$3,408
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$108/mo
Today · 4.125%
HK$3,622
baseline
▲ 0.50% · 4.625%
HK$3,842
+HK$220/mo
Deposit HK$747K · loan HK$747K · min. income ≈ HK$7,244/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,792
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$103/mo
Today · 4.125%
HK$3,996
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$211/mo
Deposit HK$747K · loan HK$747K · min. income ≈ HK$7,992/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,749
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$118/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,226
+HK$242/mo
Deposit HK$673K · loan HK$822K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,171
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,283
−HK$113/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$232/mo
Deposit HK$673K · loan HK$822K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,090
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$129/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,611
+HK$265/mo
Deposit HK$598K · loan HK$897K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,550
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$124/mo
Today · 4.125%
HK$4,796
baseline
▲ 0.50% · 4.625%
HK$5,048
+HK$252/mo
Deposit HK$598K · loan HK$897K · min. income ≈ HK$9,592/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,431
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,568
−HK$140/mo
Today · 4.125%
HK$4,708
baseline
▲ 0.50% · 4.625%
HK$4,995
+HK$287/mo
Deposit HK$523K · loan HK$972K · min. income ≈ HK$9,416/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,061
−HK$134/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,469
+HK$274/mo
Deposit HK$523K · loan HK$972K · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,771
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$151/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,379
+HK$308/mo
Deposit HK$448K · loan HK$1.05M · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,308
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$145/mo
Today · 4.125%
HK$5,595
baseline
▲ 0.50% · 4.625%
HK$5,890
+HK$295/mo
Deposit HK$448K · loan HK$1.05M · min. income ≈ HK$11,190/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,112
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,271
−HK$162/mo
Today · 4.125%
HK$5,433
baseline
▲ 0.50% · 4.625%
HK$5,763
+HK$330/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$10,866/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,840
−HK$155/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,311
+HK$316/mo
Deposit HK$374K · loan HK$1.12M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,453
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,623
−HK$172/mo
Today · 4.125%
HK$5,795
baseline
▲ 0.50% · 4.625%
HK$6,148
+HK$353/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$11,590/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$165/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,731
+HK$337/mo
Deposit HK$299K · loan HK$1.20M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,974
−HK$183/mo
Today · 4.125%
HK$6,157
baseline
▲ 0.50% · 4.625%
HK$6,532
+HK$375/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,314/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,446
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,618
−HK$176/mo
Today · 4.125%
HK$6,794
baseline
▲ 0.50% · 4.625%
HK$7,152
+HK$358/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,588/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,135
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,325
−HK$194/mo
Today · 4.125%
HK$6,519
baseline
▲ 0.50% · 4.625%
HK$6,916
+HK$397/mo
Deposit HK$149K · loan HK$1.35M · min. income ≈ HK$13,038/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,825
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,008
−HK$185/mo
Today · 4.125%
HK$7,193
baseline
▲ 0.50% · 4.625%
HK$7,573
+HK$380/mo
Deposit HK$149K · loan HK$1.35M · min. income ≈ HK$14,386/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).