▼ 0.50% · 3.625%
HK$3,251
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$102/mo
Today · 4.125%
HK$3,454
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$211/mo
Deposit HK$713K · loan HK$713K · min. income ≈ HK$6,908/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,616
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$99/mo
Today · 4.125%
HK$3,812
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$201/mo
Deposit HK$713K · loan HK$713K · min. income ≈ HK$7,624/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,576
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$113/mo
Today · 4.125%
HK$3,800
baseline
▲ 0.50% · 4.625%
HK$4,031
+HK$231/mo
Deposit HK$641K · loan HK$784K · min. income ≈ HK$7,600/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,085
−HK$108/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,414
+HK$221/mo
Deposit HK$641K · loan HK$784K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,901
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,022
−HK$123/mo
Today · 4.125%
HK$4,145
baseline
▲ 0.50% · 4.625%
HK$4,398
+HK$253/mo
Deposit HK$570K · loan HK$855K · min. income ≈ HK$8,290/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,339
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$118/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,815
+HK$241/mo
Deposit HK$570K · loan HK$855K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,226
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$134/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$273/mo
Deposit HK$499K · loan HK$927K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,701
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$128/mo
Today · 4.125%
HK$4,955
baseline
▲ 0.50% · 4.625%
HK$5,216
+HK$261/mo
Deposit HK$499K · loan HK$927K · min. income ≈ HK$9,910/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,551
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,692
−HK$144/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,130
+HK$294/mo
Deposit HK$428K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,199
−HK$137/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,618
+HK$282/mo
Deposit HK$428K · loan HK$998K · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$154/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$315/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,424
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$147/mo
Today · 4.125%
HK$5,717
baseline
▲ 0.50% · 4.625%
HK$6,019
+HK$302/mo
Deposit HK$356K · loan HK$1.07M · min. income ≈ HK$11,434/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,201
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$164/mo
Today · 4.125%
HK$5,527
baseline
▲ 0.50% · 4.625%
HK$5,863
+HK$336/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$11,054/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,786
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$158/mo
Today · 4.125%
HK$6,099
baseline
▲ 0.50% · 4.625%
HK$6,420
+HK$321/mo
Deposit HK$285K · loan HK$1.14M · min. income ≈ HK$12,198/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,698
−HK$175/mo
Today · 4.125%
HK$5,873
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$357/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$11,746/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,148
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,312
−HK$168/mo
Today · 4.125%
HK$6,480
baseline
▲ 0.50% · 4.625%
HK$6,821
+HK$341/mo
Deposit HK$214K · loan HK$1.21M · min. income ≈ HK$12,960/mo (50% DSR)
Upfront cash ≈ HK$214K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$185/mo
Today · 4.125%
HK$6,218
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$378/mo
Deposit HK$143K · loan HK$1.28M · min. income ≈ HK$12,436/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,509
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,684
−HK$177/mo
Today · 4.125%
HK$6,861
baseline
▲ 0.50% · 4.625%
HK$7,223
+HK$362/mo
Deposit HK$143K · loan HK$1.28M · min. income ≈ HK$13,722/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).