▼ 0.50% · 3.625%
HK$3,782
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,900
−HK$119/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,264
+HK$245/mo
Deposit HK$829K · loan HK$829K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,321
−HK$114/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,669
+HK$234/mo
Deposit HK$829K · loan HK$829K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,290
−HK$131/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,690
+HK$269/mo
Deposit HK$746K · loan HK$912K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,753
−HK$126/mo
Today · 4.125%
HK$4,879
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$257/mo
Deposit HK$746K · loan HK$912K · min. income ≈ HK$9,758/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$143/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$294/mo
Deposit HK$663K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$137/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$281/mo
Deposit HK$663K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$155/mo
Today · 4.125%
HK$5,225
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,450/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$149/mo
Today · 4.125%
HK$5,766
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,532/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$167/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$343/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$160/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,536
+HK$327/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,673
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,850
−HK$179/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,396
+HK$367/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,312
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,481
−HK$172/mo
Today · 4.125%
HK$6,653
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$350/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$13,306/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$191/mo
Today · 4.125%
HK$6,431
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$392/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,862/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,732
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$183/mo
Today · 4.125%
HK$7,096
baseline
▲ 0.50% · 4.625%
HK$7,470
+HK$374/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,192/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,430
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,630
−HK$203/mo
Today · 4.125%
HK$6,833
baseline
▲ 0.50% · 4.625%
HK$7,249
+HK$416/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,666/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,153
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,345
−HK$195/mo
Today · 4.125%
HK$7,540
baseline
▲ 0.50% · 4.625%
HK$7,937
+HK$397/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,080/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,808
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,020
−HK$215/mo
Today · 4.125%
HK$7,235
baseline
▲ 0.50% · 4.625%
HK$7,675
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,470/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,574
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,777
−HK$206/mo
Today · 4.125%
HK$7,983
baseline
▲ 0.50% · 4.625%
HK$8,404
+HK$421/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,966/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).