▼ 0.50% · 3.625%
HK$3,904
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,025
−HK$124/mo
Today · 4.125%
HK$4,149
baseline
▲ 0.50% · 4.625%
HK$4,401
+HK$252/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$8,298/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,343
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,460
−HK$118/mo
Today · 4.125%
HK$4,578
baseline
▲ 0.50% · 4.625%
HK$4,819
+HK$241/mo
Deposit HK$856K · loan HK$856K · min. income ≈ HK$9,156/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$136/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,841
+HK$277/mo
Deposit HK$770K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,777
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$130/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,301
+HK$265/mo
Deposit HK$770K · loan HK$942K · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,831
−HK$148/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$303/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,212
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$141/mo
Today · 4.125%
HK$5,493
baseline
▲ 0.50% · 4.625%
HK$5,783
+HK$290/mo
Deposit HK$685K · loan HK$1.03M · min. income ≈ HK$10,986/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,233
−HK$160/mo
Today · 4.125%
HK$5,393
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$329/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$10,786/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,646
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,798
−HK$153/mo
Today · 4.125%
HK$5,951
baseline
▲ 0.50% · 4.625%
HK$6,265
+HK$314/mo
Deposit HK$599K · loan HK$1.11M · min. income ≈ HK$11,902/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,466
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,636
−HK$172/mo
Today · 4.125%
HK$5,808
baseline
▲ 0.50% · 4.625%
HK$6,162
+HK$354/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$11,616/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,080
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,244
−HK$165/mo
Today · 4.125%
HK$6,409
baseline
▲ 0.50% · 4.625%
HK$6,747
+HK$338/mo
Deposit HK$514K · loan HK$1.20M · min. income ≈ HK$12,818/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,856
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,038
−HK$185/mo
Today · 4.125%
HK$6,223
baseline
▲ 0.50% · 4.625%
HK$6,602
+HK$379/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$12,446/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,515
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,689
−HK$178/mo
Today · 4.125%
HK$6,867
baseline
▲ 0.50% · 4.625%
HK$7,229
+HK$362/mo
Deposit HK$428K · loan HK$1.28M · min. income ≈ HK$13,734/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,246
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,441
−HK$197/mo
Today · 4.125%
HK$6,638
baseline
▲ 0.50% · 4.625%
HK$7,042
+HK$404/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$13,276/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,949
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,135
−HK$190/mo
Today · 4.125%
HK$7,325
baseline
▲ 0.50% · 4.625%
HK$7,711
+HK$386/mo
Deposit HK$342K · loan HK$1.37M · min. income ≈ HK$14,650/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,637
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,843
−HK$210/mo
Today · 4.125%
HK$7,053
baseline
▲ 0.50% · 4.625%
HK$7,482
+HK$429/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,106/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,383
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,581
−HK$201/mo
Today · 4.125%
HK$7,782
baseline
▲ 0.50% · 4.625%
HK$8,193
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,564/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,027
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,246
−HK$222/mo
Today · 4.125%
HK$7,468
baseline
▲ 0.50% · 4.625%
HK$7,922
+HK$454/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$14,936/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,818
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,027
−HK$213/mo
Today · 4.125%
HK$8,240
baseline
▲ 0.50% · 4.625%
HK$8,674
+HK$434/mo
Deposit HK$171K · loan HK$1.54M · min. income ≈ HK$16,480/mo (50% DSR)
Upfront cash ≈ HK$171K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).