▼ 0.50% · 3.625%
HK$3,877
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$123/mo
Today · 4.125%
HK$4,120
baseline
▲ 0.50% · 4.625%
HK$4,370
+HK$250/mo
Deposit HK$850K · loan HK$850K · min. income ≈ HK$8,240/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,313
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$118/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$239/mo
Deposit HK$850K · loan HK$850K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$850K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$135/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,807
+HK$275/mo
Deposit HK$765K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$129/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$264/mo
Deposit HK$765K · loan HK$935K · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,797
−HK$147/mo
Today · 4.125%
HK$4,944
baseline
▲ 0.50% · 4.625%
HK$5,244
+HK$300/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$9,888/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,175
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,314
−HK$141/mo
Today · 4.125%
HK$5,455
baseline
▲ 0.50% · 4.625%
HK$5,742
+HK$287/mo
Deposit HK$680K · loan HK$1.02M · min. income ≈ HK$10,910/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,040
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$160/mo
Today · 4.125%
HK$5,356
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$325/mo
Deposit HK$595K · loan HK$1.11M · min. income ≈ HK$10,712/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,606
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$152/mo
Today · 4.125%
HK$5,909
baseline
▲ 0.50% · 4.625%
HK$6,221
+HK$312/mo
Deposit HK$595K · loan HK$1.11M · min. income ≈ HK$11,818/mo (50% DSR)
Upfront cash ≈ HK$595K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,427
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,596
−HK$172/mo
Today · 4.125%
HK$5,768
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$350/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$11,536/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,038
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$164/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,699
+HK$335/mo
Deposit HK$510K · loan HK$1.19M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,815
−HK$365/mo
▼ 0.25% · 3.875%
HK$5,996
−HK$184/mo
Today · 4.125%
HK$6,180
baseline
▲ 0.50% · 4.625%
HK$6,556
+HK$376/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$12,360/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,469
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,642
−HK$176/mo
Today · 4.125%
HK$6,818
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$360/mo
Deposit HK$425K · loan HK$1.28M · min. income ≈ HK$13,636/mo (50% DSR)
Upfront cash ≈ HK$425K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,203
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,395
−HK$196/mo
Today · 4.125%
HK$6,591
baseline
▲ 0.50% · 4.625%
HK$6,993
+HK$402/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$13,182/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,900
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,085
−HK$188/mo
Today · 4.125%
HK$7,273
baseline
▲ 0.50% · 4.625%
HK$7,656
+HK$383/mo
Deposit HK$340K · loan HK$1.36M · min. income ≈ HK$14,546/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$413/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$208/mo
Today · 4.125%
HK$7,003
baseline
▲ 0.50% · 4.625%
HK$7,430
+HK$427/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$14,006/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,332
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,528
−HK$200/mo
Today · 4.125%
HK$7,728
baseline
▲ 0.50% · 4.625%
HK$8,135
+HK$407/mo
Deposit HK$255K · loan HK$1.45M · min. income ≈ HK$15,456/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,978
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,195
−HK$220/mo
Today · 4.125%
HK$7,415
baseline
▲ 0.50% · 4.625%
HK$7,867
+HK$452/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$14,830/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,763
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,971
−HK$211/mo
Today · 4.125%
HK$8,182
baseline
▲ 0.50% · 4.625%
HK$8,613
+HK$431/mo
Deposit HK$170K · loan HK$1.53M · min. income ≈ HK$16,364/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).