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3/F 39A號

in Hop Chung House

Kowloon City District · Kowloon

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2/F 31A號 420 ft² 2/F 31號 490 ft² 2/F 33號 487 ft² 2/F 35A號 409 ft² 2/F 35號 487 ft² 2/F 37號 487 ft² 2/F 39A號 420 ft² 2/F 39號 487 ft² 2/F 41號 490 ft² 3/F 31A號 420 ft² 3/F 31號 490 ft² 3/F 33號 487 ft² 3/F 35A號 409 ft² 3/F 35號 487 ft² 3/F 37號 487 ft² 3/F 39A號 420 ft² 3/F 39號 487 ft² 3/F 41號 490 ft² 4/F 31A號 420 ft² 4/F 31號 490 ft² 4/F 33號 4/F 35A號 409 ft² 4/F 35號 487 ft² 4/F 37號 487 ft² 4/F 39A號 420 ft² 4/F 39號 487 ft² 4/F 41號 490 ft² 5/F 31A號 420 ft² 5/F 31號 490 ft² 5/F 33號 487 ft² 5/F 35A號 409 ft² 5/F 35號 487 ft² 5/F 37號 487 ft² 5/F 39A號 420 ft² 5/F 39號 487 ft² 5/F 41號 490 ft² 6/F 31A號 420 ft² 6/F 31號 490 ft² 6/F 33號 487 ft² 6/F 35A號 409 ft² 6/F 35號 487 ft² 6/F 37號 487 ft² 6/F 39A號 420 ft² 6/F 39號 487 ft² 6/F 41號 490 ft² 7/F 31A號 420 ft² 7/F 31號 490 ft² 7/F 33號 487 ft² 7/F 35A號 409 ft² 7/F 35號 487 ft² 7/F 37號 487 ft² 7/F 39A號 420 ft² 7/F 39號 487 ft² 7/F 41號 490 ft² 8/F 31A號 420 ft² 8/F 31號 490 ft² 8/F 33號 487 ft² 8/F 35A號 8/F 35號 487 ft² 8/F 37號 487 ft² 8/F 39A號 420 ft² 8/F 39號 487 ft² 8/F 41號 490 ft² 9/F 31A號 9/F 31號 475 ft² 9/F 33號 471 ft² 9/F 35A號 409 ft² 9/F 35號 471 ft² 9/F 37號 471 ft² 9/F 39A號 420 ft² 9/F 39號 471 ft² 9/F 41號 475 ft² 10/F 31A號 420 ft² 10/F 31號 370 ft² 10/F 33號 366 ft² 10/F 35A號 409 ft² 10/F 35號 366 ft² 10/F 37號 366 ft² 10/F 39A號 420 ft² 10/F 39號 366 ft² 10/F 41號 370 ft²
Crescira AVM · estimated value Medium confidence
HK$4.62M
≈ HK$11,006 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,162/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,973
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,563
−HK$599/mo
Today · 4.125%
HK$20,162
baseline
▲ 0.50% · 4.625%
HK$21,389
+HK$1,227/mo

Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,324/mo (50% DSR)

Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,745 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
39A號
Saleable Area
420 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2025-05-27 HK$4.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 5 min walk · 395 m
Education
50
schools within 1 km (7 within 500 m)
Daily convenience
42
within 1 km (10 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
71
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Sung Wong Toi Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 71 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com