▼ 0.50% · 3.625%
HK$4,808
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$152/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$146/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,935
+HK$297/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,453
−HK$168/mo
Today · 4.125%
HK$5,621
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$342/mo
Deposit HK$949K · loan HK$1.16M · min. income ≈ HK$11,242/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,884
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,042
−HK$160/mo
Today · 4.125%
HK$6,202
baseline
▲ 0.50% · 4.625%
HK$6,529
+HK$327/mo
Deposit HK$949K · loan HK$1.16M · min. income ≈ HK$12,404/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,770
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$182/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,505
+HK$374/mo
Deposit HK$843K · loan HK$1.27M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,419
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,591
−HK$174/mo
Today · 4.125%
HK$6,765
baseline
▲ 0.50% · 4.625%
HK$7,122
+HK$357/mo
Deposit HK$843K · loan HK$1.27M · min. income ≈ HK$13,530/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,445
−HK$197/mo
Today · 4.125%
HK$6,642
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$405/mo
Deposit HK$738K · loan HK$1.37M · min. income ≈ HK$13,284/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,954
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,140
−HK$189/mo
Today · 4.125%
HK$7,329
baseline
▲ 0.50% · 4.625%
HK$7,716
+HK$387/mo
Deposit HK$738K · loan HK$1.37M · min. income ≈ HK$14,658/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,731
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,941
−HK$212/mo
Today · 4.125%
HK$7,153
baseline
▲ 0.50% · 4.625%
HK$7,589
+HK$436/mo
Deposit HK$633K · loan HK$1.48M · min. income ≈ HK$14,306/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,488
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,689
−HK$204/mo
Today · 4.125%
HK$7,893
baseline
▲ 0.50% · 4.625%
HK$8,309
+HK$416/mo
Deposit HK$633K · loan HK$1.48M · min. income ≈ HK$15,786/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,212
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,436
−HK$228/mo
Today · 4.125%
HK$7,664
baseline
▲ 0.50% · 4.625%
HK$8,131
+HK$467/mo
Deposit HK$527K · loan HK$1.58M · min. income ≈ HK$15,328/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,023
−HK$434/mo
▼ 0.25% · 3.875%
HK$8,239
−HK$218/mo
Today · 4.125%
HK$8,457
baseline
▲ 0.50% · 4.625%
HK$8,903
+HK$446/mo
Deposit HK$527K · loan HK$1.58M · min. income ≈ HK$16,914/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,693
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,932
−HK$243/mo
Today · 4.125%
HK$8,175
baseline
▲ 0.50% · 4.625%
HK$8,673
+HK$498/mo
Deposit HK$422K · loan HK$1.69M · min. income ≈ HK$16,350/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,558
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,788
−HK$233/mo
Today · 4.125%
HK$9,021
baseline
▲ 0.50% · 4.625%
HK$9,496
+HK$475/mo
Deposit HK$422K · loan HK$1.69M · min. income ≈ HK$18,042/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,174
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,428
−HK$258/mo
Today · 4.125%
HK$8,686
baseline
▲ 0.50% · 4.625%
HK$9,215
+HK$529/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$17,372/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,093
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,337
−HK$247/mo
Today · 4.125%
HK$9,584
baseline
▲ 0.50% · 4.625%
HK$10,090
+HK$506/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$19,168/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,655
−HK$542/mo
▼ 0.25% · 3.875%
HK$8,924
−HK$273/mo
Today · 4.125%
HK$9,197
baseline
▲ 0.50% · 4.625%
HK$9,757
+HK$560/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$18,394/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,628
−HK$520/mo
▼ 0.25% · 3.875%
HK$9,886
−HK$262/mo
Today · 4.125%
HK$10,148
baseline
▲ 0.50% · 4.625%
HK$10,683
+HK$535/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$20,296/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).