▼ 0.50% · 3.625%
HK$5,013
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,169
−HK$158/mo
Today · 4.125%
HK$5,327
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,654/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,577
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$151/mo
Today · 4.125%
HK$5,878
baseline
▲ 0.50% · 4.625%
HK$6,188
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,756/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,514
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$174/mo
Today · 4.125%
HK$5,860
baseline
▲ 0.50% · 4.625%
HK$6,217
+HK$357/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$11,720/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,135
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,299
−HK$167/mo
Today · 4.125%
HK$6,466
baseline
▲ 0.50% · 4.625%
HK$6,807
+HK$341/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$12,932/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$190/mo
Today · 4.125%
HK$6,393
baseline
▲ 0.50% · 4.625%
HK$6,782
+HK$389/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$12,786/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,692
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,872
−HK$182/mo
Today · 4.125%
HK$7,054
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$372/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$14,108/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,517
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,720
−HK$206/mo
Today · 4.125%
HK$6,926
baseline
▲ 0.50% · 4.625%
HK$7,347
+HK$421/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$13,852/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,250
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,444
−HK$198/mo
Today · 4.125%
HK$7,642
baseline
▲ 0.50% · 4.625%
HK$8,045
+HK$403/mo
Deposit HK$769K · loan HK$1.43M · min. income ≈ HK$15,284/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$221/mo
Today · 4.125%
HK$7,458
baseline
▲ 0.50% · 4.625%
HK$7,912
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,916/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,808
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,017
−HK$213/mo
Today · 4.125%
HK$8,230
baseline
▲ 0.50% · 4.625%
HK$8,663
+HK$433/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,460/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,520
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,753
−HK$238/mo
Today · 4.125%
HK$7,991
baseline
▲ 0.50% · 4.625%
HK$8,477
+HK$486/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$15,982/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,365
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,590
−HK$227/mo
Today · 4.125%
HK$8,817
baseline
▲ 0.50% · 4.625%
HK$9,282
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,634/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,021
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,270
−HK$254/mo
Today · 4.125%
HK$8,524
baseline
▲ 0.50% · 4.625%
HK$9,043
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,048/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,923
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,162
−HK$243/mo
Today · 4.125%
HK$9,405
baseline
▲ 0.50% · 4.625%
HK$9,901
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,810/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,522
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,787
−HK$270/mo
Today · 4.125%
HK$9,057
baseline
▲ 0.50% · 4.625%
HK$9,608
+HK$551/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,114/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,481
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,735
−HK$258/mo
Today · 4.125%
HK$9,993
baseline
▲ 0.50% · 4.625%
HK$10,520
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,986/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,023
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,304
−HK$285/mo
Today · 4.125%
HK$9,589
baseline
▲ 0.50% · 4.625%
HK$10,173
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,178/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,039
−HK$542/mo
▼ 0.25% · 3.875%
HK$10,308
−HK$273/mo
Today · 4.125%
HK$10,581
baseline
▲ 0.50% · 4.625%
HK$11,139
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,162/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).