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At today's rate and a 90% mortgage, the deposit on this unit is about HK$589K, with repayments around HK$25,705/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$589K · loan HK$5.30M · min. income ≈ HK$51,410/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$132,595 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 5
- Saleable Area
- 545 Saleable ft²
- Gross Area
- 629 ft²
- Efficiency
- 87%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-05-18 | HK$6.68M | −17.8% 4.1y · −4.0%/yr |
| 2019-06-26 | HK$8.13M | +0.0% 0.2y |
| 2019-04-11 | HK$8.13M | +38.3% 3.3y · 11.0%/yr |
| 2015-12-22 | HK$5.88M | — |