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Crescira AVM · estimated value Medium confidence
HK$5.51M
≈ HK$11,033 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$551K, with repayments around HK$24,014/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$22,597
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,300
−HK$714/mo
Today · 4.125%
HK$24,014
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,461/mo

Deposit HK$551K · loan HK$4.95M · min. income ≈ HK$48,028/mo (50% DSR)

Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$123,873 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
17/F
Flat
10
Saleable Area
499 ft²
Gross Area
570 ft²
Efficiency
88%
District
Kwun Tong District · Kowloon
School net (POA)
46

Transaction History

Date Price Gain / loss
2021-06-30 HK$7.78M +129.5%
10.6y
2010-11-26 HK$3.39M +10.8%
2010-07-30 HK$3.06M +77.9%
1998-12-04 HK$1.72M −33.8%
1996-05-30 HK$2.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Bay
≈ 2 min walk · 139 m
Education
37
schools within 1 km (9 within 500 m)
Daily convenience
45
within 1 km (21 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kowloon Bay Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com