▼ 0.50% · 3.625%
HK$21,869
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,549
−HK$691/mo
Today · 4.125%
HK$23,240
baseline
▲ 0.50% · 4.625%
HK$24,654
+HK$1,414/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,480/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,329
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,981
−HK$662/mo
Today · 4.125%
HK$25,643
baseline
▲ 0.50% · 4.625%
HK$26,995
+HK$1,352/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,286/mo (50% DSR)
Upfront cash ≈ HK$5.12M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,056
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,804
−HK$760/mo
Today · 4.125%
HK$25,564
baseline
▲ 0.50% · 4.625%
HK$27,120
+HK$1,556/mo
Deposit HK$4.32M · loan HK$5.27M · min. income ≈ HK$51,128/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,762
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$27,480
−HK$728/mo
Today · 4.125%
HK$28,208
baseline
▲ 0.50% · 4.625%
HK$29,694
+HK$1,486/mo
Deposit HK$4.32M · loan HK$5.27M · min. income ≈ HK$56,416/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,243
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$27,059
−HK$829/mo
Today · 4.125%
HK$27,888
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,697/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$55,776/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,195
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,978
−HK$794/mo
Today · 4.125%
HK$30,772
baseline
▲ 0.50% · 4.625%
HK$32,394
+HK$1,622/mo
Deposit HK$3.84M · loan HK$5.75M · min. income ≈ HK$61,544/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,430
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,314
−HK$898/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$32,051
+HK$1,839/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,628
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,476
−HK$860/mo
Today · 4.125%
HK$33,336
baseline
▲ 0.50% · 4.625%
HK$35,093
+HK$1,757/mo
Deposit HK$3.36M · loan HK$6.23M · min. income ≈ HK$66,672/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,616
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,569
−HK$967/mo
Today · 4.125%
HK$32,536
baseline
▲ 0.50% · 4.625%
HK$34,516
+HK$1,980/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$65,072/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,060
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$34,974
−HK$927/mo
Today · 4.125%
HK$35,901
baseline
▲ 0.50% · 4.625%
HK$37,793
+HK$1,892/mo
Deposit HK$2.88M · loan HK$6.71M · min. income ≈ HK$71,802/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,803
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,824
−HK$1,036/mo
Today · 4.125%
HK$34,860
baseline
▲ 0.50% · 4.625%
HK$36,982
+HK$2,122/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$69,720/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,493
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,472
−HK$993/mo
Today · 4.125%
HK$38,465
baseline
▲ 0.50% · 4.625%
HK$40,492
+HK$2,027/mo
Deposit HK$2.40M · loan HK$7.19M · min. income ≈ HK$76,930/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,990
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$36,079
−HK$1,105/mo
Today · 4.125%
HK$37,184
baseline
▲ 0.50% · 4.625%
HK$39,447
+HK$2,263/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$74,368/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,926
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,970
−HK$1,059/mo
Today · 4.125%
HK$41,029
baseline
▲ 0.50% · 4.625%
HK$43,192
+HK$2,163/mo
Deposit HK$1.92M · loan HK$7.67M · min. income ≈ HK$82,058/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,177
−HK$2,331/mo
▼ 0.25% · 3.875%
HK$38,333
−HK$1,175/mo
Today · 4.125%
HK$39,508
baseline
▲ 0.50% · 4.625%
HK$41,912
+HK$2,404/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$79,016/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,359
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,468
−HK$1,126/mo
Today · 4.125%
HK$43,594
baseline
▲ 0.50% · 4.625%
HK$45,891
+HK$2,297/mo
Deposit HK$1.44M · loan HK$8.15M · min. income ≈ HK$87,188/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,364
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,588
−HK$1,244/mo
Today · 4.125%
HK$41,832
baseline
▲ 0.50% · 4.625%
HK$44,378
+HK$2,546/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,664/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,792
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,966
−HK$1,192/mo
Today · 4.125%
HK$46,158
baseline
▲ 0.50% · 4.625%
HK$48,591
+HK$2,433/mo
Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$92,316/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$329,053 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).