▼ 0.50% · 3.625%
HK$22,115
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,802
−HK$699/mo
Today · 4.125%
HK$23,501
baseline
▲ 0.50% · 4.625%
HK$24,931
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$47,002/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,602
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,262
−HK$669/mo
Today · 4.125%
HK$25,931
baseline
▲ 0.50% · 4.625%
HK$27,298
+HK$1,367/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,862/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,326
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,083
−HK$768/mo
Today · 4.125%
HK$25,851
baseline
▲ 0.50% · 4.625%
HK$27,424
+HK$1,573/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,702/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,062
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,788
−HK$737/mo
Today · 4.125%
HK$28,525
baseline
▲ 0.50% · 4.625%
HK$30,028
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,050/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,537
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,363
−HK$839/mo
Today · 4.125%
HK$28,202
baseline
▲ 0.50% · 4.625%
HK$29,918
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,404/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,523
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,314
−HK$804/mo
Today · 4.125%
HK$31,118
baseline
▲ 0.50% · 4.625%
HK$32,758
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,236/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,749
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,643
−HK$909/mo
Today · 4.125%
HK$30,552
baseline
▲ 0.50% · 4.625%
HK$32,411
+HK$1,859/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,104/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,983
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,841
−HK$870/mo
Today · 4.125%
HK$33,711
baseline
▲ 0.50% · 4.625%
HK$35,488
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,422/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,960
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,923
−HK$979/mo
Today · 4.125%
HK$32,902
baseline
▲ 0.50% · 4.625%
HK$34,904
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,804/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,443
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,367
−HK$937/mo
Today · 4.125%
HK$36,304
baseline
▲ 0.50% · 4.625%
HK$38,218
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,608/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,172
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,204
−HK$1,048/mo
Today · 4.125%
HK$35,252
baseline
▲ 0.50% · 4.625%
HK$37,397
+HK$2,145/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,504/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,903
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,893
−HK$1,004/mo
Today · 4.125%
HK$38,897
baseline
▲ 0.50% · 4.625%
HK$40,947
+HK$2,050/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,794/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,383
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,484
−HK$1,118/mo
Today · 4.125%
HK$37,602
baseline
▲ 0.50% · 4.625%
HK$39,890
+HK$2,288/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,204/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,364
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,419
−HK$1,071/mo
Today · 4.125%
HK$41,490
baseline
▲ 0.50% · 4.625%
HK$43,677
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,980/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,595
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,764
−HK$1,188/mo
Today · 4.125%
HK$39,952
baseline
▲ 0.50% · 4.625%
HK$42,383
+HK$2,431/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,904/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,824
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,946
−HK$1,137/mo
Today · 4.125%
HK$44,083
baseline
▲ 0.50% · 4.625%
HK$46,407
+HK$2,324/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,166/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,806
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,044
−HK$1,258/mo
Today · 4.125%
HK$42,302
baseline
▲ 0.50% · 4.625%
HK$44,876
+HK$2,574/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,604/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,284
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,472
−HK$1,205/mo
Today · 4.125%
HK$46,677
baseline
▲ 0.50% · 4.625%
HK$49,137
+HK$2,460/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,354/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,829 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).