▼ 0.50% · 3.625%
HK$20,696
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,340
−HK$654/mo
Today · 4.125%
HK$21,994
baseline
▲ 0.50% · 4.625%
HK$23,333
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$43,988/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,025
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,642
−HK$626/mo
Today · 4.125%
HK$24,268
baseline
▲ 0.50% · 4.625%
HK$25,548
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,536/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,474
−HK$720/mo
Today · 4.125%
HK$24,194
baseline
▲ 0.50% · 4.625%
HK$25,666
+HK$1,472/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,388/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,327
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,006
−HK$689/mo
Today · 4.125%
HK$26,695
baseline
▲ 0.50% · 4.625%
HK$28,102
+HK$1,407/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,390/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,836
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,608
−HK$785/mo
Today · 4.125%
HK$26,393
baseline
▲ 0.50% · 4.625%
HK$27,999
+HK$1,606/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,786/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,629
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,370
−HK$752/mo
Today · 4.125%
HK$29,122
baseline
▲ 0.50% · 4.625%
HK$30,657
+HK$1,535/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,244/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,905
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,742
−HK$850/mo
Today · 4.125%
HK$28,592
baseline
▲ 0.50% · 4.625%
HK$30,332
+HK$1,740/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,184/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,932
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$30,735
−HK$814/mo
Today · 4.125%
HK$31,549
baseline
▲ 0.50% · 4.625%
HK$33,212
+HK$1,663/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,098/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,975
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,876
−HK$916/mo
Today · 4.125%
HK$30,792
baseline
▲ 0.50% · 4.625%
HK$32,666
+HK$1,874/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$61,584/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,234
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,099
−HK$877/mo
Today · 4.125%
HK$33,976
baseline
▲ 0.50% · 4.625%
HK$35,767
+HK$1,791/mo
Deposit HK$2.72M · loan HK$6.35M · min. income ≈ HK$67,952/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,045
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,010
−HK$981/mo
Today · 4.125%
HK$32,991
baseline
▲ 0.50% · 4.625%
HK$34,999
+HK$2,008/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$65,982/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,537
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,463
−HK$940/mo
Today · 4.125%
HK$36,403
baseline
▲ 0.50% · 4.625%
HK$38,321
+HK$1,918/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,806/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,114
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,144
−HK$1,047/mo
Today · 4.125%
HK$35,191
baseline
▲ 0.50% · 4.625%
HK$37,332
+HK$2,141/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$70,382/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,839
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$37,827
−HK$1,003/mo
Today · 4.125%
HK$38,830
baseline
▲ 0.50% · 4.625%
HK$40,876
+HK$2,046/mo
Deposit HK$1.82M · loan HK$7.26M · min. income ≈ HK$77,660/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,184
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,278
−HK$1,112/mo
Today · 4.125%
HK$37,390
baseline
▲ 0.50% · 4.625%
HK$39,665
+HK$2,275/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$74,780/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,142
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,191
−HK$1,065/mo
Today · 4.125%
HK$41,256
baseline
▲ 0.50% · 4.625%
HK$43,431
+HK$2,175/mo
Deposit HK$1.36M · loan HK$7.71M · min. income ≈ HK$82,512/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,253
−HK$2,337/mo
▼ 0.25% · 3.875%
HK$38,412
−HK$1,178/mo
Today · 4.125%
HK$39,590
baseline
▲ 0.50% · 4.625%
HK$41,999
+HK$2,409/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,180/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,444
−HK$2,239/mo
▼ 0.25% · 3.875%
HK$42,556
−HK$1,127/mo
Today · 4.125%
HK$43,683
baseline
▲ 0.50% · 4.625%
HK$45,986
+HK$2,303/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,366/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$277,634 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).